Product Liability Insurance
Along the same lines as those listed above, product liability insurance relates to all products you sell in relation to landscaping. Due to the nature of the sector, this can include some fairly obscure items, depending on the garden’s design, and as such, accidents and faulty products can lead to financial losses from injury or damage. It should be noted, however, this does not cover liability for financial loss specifically, which will require a separate policy.
Professional Indemnity Insurance
While public liability insurance covers incidents that have occurred from a landscaped garden you have created, it does not cover liability from the design itself. If you are providing the design only, and are not involved in the creation of the garden, the policy will be provide coverage if you are found liable. Professional indemnity insurance covers any compensation awarded against you, as well as any legal costs incurred, and should be looked into if design only projects are undertaken.