Contractors All Risk
Often referred to as Contracts Works Insurance, Contractors All Risk covers claims relating to accidents that occur on a work site. While not as pressing as some other policies, such as the legally required Employer’s Liability Insurance should you have any employees working under you, it is highly relevant for those that work on building sites as a matter of course who do not have policies in place that cover all eventualities for such environments.
Personal Accident Cover
Personal Accident policies are those that relate to any injury or illness that occur. For glaziers, such risks are inherent, spending so much time working at heights with fragile and dangerous materials. Should the worst happen, such a policy can ensure that your income remains constant for short term injuries and illness, or provide a lump sum if you are permanently laid low. Not always the first policy that those in the sector consider, it is, or at least can be, a hugely beneficial policy.