Professional Indemnity Insurance
  • Quotes from professional indemnity insurance specialists
  • Cover options for advice, services and professional risks
  • Options available for consultants, contractors and businesses
  • Compare professional indemnity insurance with one quick form

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Why use QuoteSearcher for Professional Indemnity Insurance?

Professional indemnity insurance is designed to provide cover for businesses that offer advice, services, or specialist expertise. When clients rely on your professional judgement, even a small mistake or misunderstanding could lead to a costly claim.

At QuoteSearcher, we work with a panel of brokers experienced in arranging cover for professional indemnity across a wide range of industries. Rather than spending time approaching insurers individually, you can complete a short form on our site and be introduced to brokers experienced in arranging professional indemnity insurance across a range of industries. They’ll outline the cover options available based on the work you do and the level of exposure your business faces.

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FAST AND SIMPLE PROCESS, YOU’RE IN THE RIGHT PLACE
Complete one simple form to receive multiple quotes, let us do the leg work for you
SIT BACK AND RELAX, YOU’RE IN CONTROL
You compare the quotes and choose the policy that best suits your needs

Customer's Love Our Service

Quick quote, no hassle and saved £700!

Alfred Rooney

Fantastic can't fault in any way, would use time and again and recommend to all!

Alan Jones

Excellent and fast service, will use again.

Kevin Green

Quick helpful and cheap, can’t complain at anything. Thanks very much.

Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

What Does Professional Indemnity Insurance Cover?

Professional indemnity insurance may provide cover if a client claims they have suffered a financial loss as a result of your professional services. This could arise from an error, omission, breach of duty, or failure to deliver work to the expected standard.

Depending on the insurer, areas of cover may include claims relating to:

  • Professional negligence
  • Unintentional breaches of confidentiality
  • Copyright or intellectual property infringement
  • Defamation or libel
  • Loss of documents, data, money, or client property

The policy could help cover compensation payments as well as associated legal costs, which can be significant even if a claim is ultimately defended.

Optional Policy Extensions

Depending on your profession and insurer, professional indemnity insurance can often be extended to include additional protection, such as:

  • Data protection and cyber-related breaches
  • Breach of confidentiality
  • Business equipment cover
  • Bodily injury arising from a breach of professional duty
  • Dishonesty of employees
  • Court attendance and legal representation costs
  • Public liability insurance
  • Employers’ liability insurance

Your broker can discuss which extensions may be available and applicable to your business.

 

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Who Needs Professional Indemnity Insurance?

Professional indemnity insurance is commonly arranged by businesses that provide advice, consultancy, design, or specialist services. It is commonly arranged by professionals working in areas such as:

  • Business consultancy
  • Accountancy and bookkeeping
  • Architecture and surveying
  • IT consultancy and contracting
  • Creative, marketing, and media services
  • Estate agency and property services

In some industries, professional indemnity insurance is a regulatory requirement or a condition of working with certain clients. In others, it can help manage reputational and financial risks associated with professional services.

Professional indemnity cover can be taken out as a standalone policy or combined with other business insurances to create a broader insurance arrangement, depending on the policies selected.

FREQUENTLY ASKED QUESTIONS ABOUT PROFESSINAL INDEMNITY INSURANCE

    • What is professional indemnity insurance?
      Professional indemnity insurance is designed to protect businesses that provide advice, services, or expertise. It may provide cover if a client claims they have suffered a financial loss due to an error, omission, or breach of professional duty, with cover depending on the policy and type of work carried out.
    • Do I need professional indemnity insurance?
      If a business provides advice, consultancy, design, or professional services, this type of cover is commonly arranged. In some industries, it may be required by regulators or as part of client contracts, while in others it is used to manage financial and reputational risks associated with client claims.
    • What does professional indemnity insurance cover?
      Depending on the policy, cover may include claims relating to:Professional negligence or errors Breach of confidentiality Defamation or libel Loss of documents or data Intellectual property infringementIt may also cover legal defence costs and compensation, even if a claim is ultimately unsuccessful.
    • What level of professional indemnity cover do I need?
      The level of cover required will depend on factors such as the type of work carried out, the size and value of contracts, client or regulatory requirements, and the potential exposure to financial loss.
    • Is professional indemnity insurance compulsory?
      It depends on your industry. Some professions are required to hold professional indemnity insurance by their regulatory bodies, while others may need it to meet client or contract requirements.Even where it’s not compulsory, many businesses choose to arrange cover due to the potential cost of claims.
    • Who needs professional indemnity insurance?
      This type of cover is commonly arranged by;Consultants Contractors Accountants and financial professionals Architects and surveyors IT professionals Designers Marketers and media professionals.It is generally relevant where work involves providing advice or services that clients rely on.
    • Can professional indemnity insurance be combined with other cover?
      Professional indemnity insurance can often be arranged alongside other types of cover, such as;public liability, employers’ liability, or cyber insurance.Some insurers offer combined policies that include multiple forms of business protection within a single arrangement.