Finding affordable and reliable quotes for taxi insurance in the UK can be challenging. With QuoteSearcher, we’ve partnered with top UK taxi insurance brokers who will all compete to offer the cheapest taxi insurance quotes, ensuring you get offered the best deal possible.
And our brokers are countrywide, meaning they can provide insurance specific to your area of operation, from London to Edinburgh.
Whether you are looking for a new policy or renewal with protection of your no claim bonus, our brokers understand the unique risks of being a taxi driver and will cater your policy specific to your needs. Depending on whether your taxi cab is public or private hire, black cab or part of a fleet, we can find you the best taxi insurance quotes.
Guaranteed income in the event your taxi becomes inoperable.
Hire or replacement taxi in the event of an accident, theft or total loss. Find out more about Hire Car Cover.
The taxi insurance also covers cost of legal fees in the event of a claim against you. Find out more about Taxi Legal Protection.
Public liability insurance
Covers cost of legal fees and compensation claims against you.
Glass and Windscreen Cover
Covers glass and windscreen as they are frequently damaged and expensive to replace. Find out more about Windscreen & Glass Cover.
Protected No Claims bonus
If an accident is not your fault, your no claims bonus will not be affected with this taxi insurance.
Roadside help to get your taxi back on the road as fast as possible. Find out more about the Taxi Breakdown Cover.
Flexible Payments and Instant Documentation
Monthly or Quarterly payments and electronic certificates.
Taxi Insurance in the UK
Considering the amount of time spent on the road, taxis require their own type of insurance policy as they are operated differently from a standard motor vehicle. Taxis generally do higher mileage, with the majority of time spent in congested urban areas. This increases the wear and tear on the vehicle and the risk of being involved in a vehicle accident. Not to mention the liability risks associated with transporting members of the public.
In the UK, taxis are an established part of modern living. With regards to insurance, they are broadly defined into the following categories:
Private hire taxis don’t have a “Taxi” sign and are pre-booked beforehand.
Public Hire – including Black Cab
Public hire taxis have to display a “Taxi” sign and can be hailed in public. Find out more about Black Cab Insurance.
Once you have submitted your details we will then pass this on to our expert panel of insurers. They will then offer the best quote they possibly can once they have evaluated all your information. They will get in touch with you and you will be able to pay for your insurance via direct debit, or credit or debit card, in order to get immediate taxi insurance cover.
This largely depends on the particular taxi insurance policy you have purchased. Normally, courtesy cars are provided by comprehensive insurance whether the accident you were involved in was your fault or not. However, all motor insurance policies have exclusions and conditions and it will be a good idea to check your policy documents for full details of the cover provided.
The ‘driving other cars extension’ that is available on many motor insurance policies is, unfortunately, not available for taxi insurance policies due to the circumstances under which taxis are used and the significant difference in vehicle types.
There are several different types of taxi insurance. These can include minicab insurance, private hire insurance, public hire insurance, black cab insurance, minibus insurance, and taxi fleet insurance.
Similarly to motor insurance, you will be able to insure the policy holder, named drivers, or any other driver on your taxi. However, by restricting the amount of drivers you have on your taxi insurance policy, you will save money on a quote.
Most taxi insurance brokers will allow for this if a taxi has a private hire or public hire insurance policy. It may be worth contacting local authorities however in order to check that this will be okay, and try to get written confirmation in order to present it to your insurer in the event of them enquiring.
If you need to make a claim, you could contact us here at QuoteSearcher, or alternatively, you could call the company that your particular taxi insurance policy is with. Make sure you have your policy details to hand.