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Why QuoteSearcher for Taxi Insurance?
Finding affordable and reliable quotes for taxi insurance in the UK can be challenging. With QuoteSearcher, we’ve partnered with top UK taxi insurance brokers who will all compete to offer the cheapest taxi insurance quotes, ensuring you get offered the best deal possible.
And our brokers are countrywide, meaning they can provide insurance specific to your area of operation, from London to Edinburgh.
Whether you are looking for a new policy or renewal with protection of your no claim bonus, our brokers understand the unique risks of being a taxi driver and will cater your policy specific to your needs. Depending on whether your taxi cab is public or private hire, black cab or part of a fleet, we can find you the best taxi insurance quotes.
Looking for taxi insurance for new drivers? Find out more here.
Taxi Insurance Policy Features
Loss of Earnings
Guaranteed income in the event your taxi becomes inoperable.
Hire Cover
Hire or replacement taxi in the event of an accident, theft or total loss. Find out more about Hire Car Cover.
Legal Fees
The taxi insurance also covers cost of legal fees in the event of a claim against you. Find out more about Taxi Legal Protection.
Public liability insurance
Covers cost of legal fees and compensation claims against you.
Glass and Windscreen Cover
Covers glass and windscreen as they are frequently damaged and expensive to replace. Find out more about Windscreen & Glass Cover.
Protected No Claims bonus
If an accident is not your fault, your no claims bonus will not be affected with this taxi insurance.
Breakdown Assistance
Roadside help to get your taxi back on the road as fast as possible. Find out more about the Taxi Breakdown Cover.
Flexible Payments and Instant Documentation
Monthly or Quarterly payments and electronic certificates.
Taxi Insurance in the UK
Considering the amount of time spent on the road, taxis require their own type of insurance policy as they are operated differently from a standard motor vehicle. Taxis generally do higher mileage, with the majority of time spent in congested urban areas. This increases the wear and tear on the vehicle and the risk of being involved in a vehicle accident. Not to mention the liability risks associated with transporting members of the public.
In the UK, taxis are an established part of modern living. With regards to insurance, they are broadly defined into the following categories:
Private Hire
Private hire taxis don’t have a “Taxi” sign and are pre-booked beforehand.
Public Hire – including Black Cab
Public hire taxis have to display a “Taxi” sign and can be hailed in public. Find out more about Black Cab Insurance.
Minicab / Minibus Taxi
Minicabs and minibuses are taxis with more than 5 standard seats. Find out more about Minibus Taxi Insurance.
Taxi Fleet
This cover is perfect, if you or your business own more than one taxi. Find out more about Taxi Fleet Insurance.
Private Hire Taxi Insurance
If you're looking to find out more about Private Hire Taxi Insurance
Get QuotesPrivate Hire Taxis
- They must be pre booked and cannot simply pick up passengers from the street.
- They are forbidden from displaying a ‘taxi’ sign.
- Operated during more socialable hours, so less risk of hazardous drivers
- Spend less time on the road looking for customers
- Please note, Uber and other ride share companies are classed as private hire in the UK
Public Hire Taxis
Public Hire Taxi Insurance is generally more expensive than Private Hire, for the following reasons:
- Can be hailed from public streets at any time
- Usually operate late into the night
- Often carry unruly passengers, which increases the risks involved for the driver.
Renewing my taxi insurance used to be a right headache, but with QuoteSearcher the process was a breeze and I saved over £250!
Insuring a taxi with QuoteSearcher is so easy! I filled out one simple form and they did the rest for me, saving me time and money.
Related Products
- Black Cab Insurance
- Minicab Insurance
- Taxi Fleet Insurance
Taxi Fleet Insurance
Looking to ensure your fleet of Taxis? We can find you one policy to cover them all.
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