Taxi Insurance Quotes

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Policy Features

Loss of Earnings

Guaranteed income in the event your taxi becomes inoperable

Hire Cover and Vehicle Replacement

Hire or replacement taxi in the event of an accident, theft or total loss

Legal Fees

Covers cost of legal fees in the event of a claim against you

Public liability insurance

Covers cost of legal fees and compensation claims against you

Windscreen and Glass

Covers both as they are frequently damaged and expensive to replace

Protected No Claims bonus

If an accident is not your fault, your no claims bonus will not be affected

Breakdown Assistance

Roadside help to get your taxi back on the road as fast as possible

Flexible Payments and Instant Documentation

Monthly or Quarterly payments and electronic certificates

Taxi Insurance in the UK

Considering the amount of time spent on the road, taxis require their own type of insurance policy as they are operated differently from a standard motor vehicle. Taxis generally do higher mileage, with the majority of time spent in congested urban areas. This increases the wear and tear on the vehicle and the risk of being involved in a vehicle accident. Not to mention the liability risks associated with transporting members of the public.

In the UK, taxis are an established part of modern living. With regards to insurance, they are broadly defined into the following categories:

Public Hire – including Black Cab

Must display a “Taxi” sign and can be hailed in public.

Private Hire

No “Taxi” sign and are pre-booked beforehand.

Minicab / Minibus Taxi

Taxi with more than 5 standard seats.

Taxi Fleet

If you or your business own more than one taxi.

Public Hire Taxis

Public Hire Taxi Insurance is generally more expensive than Private Hire, for the following reasons:

  • Can be hailed from public streets at any time
  • Usually operate late into the night
  • Often carry unruly passengers, which increases the risks involved for the driver.

 

Public Hire Taxi Insurance

Find out more about Private Hire Taxi Insurance here

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Public Hire Taxi Insurance

Private Hire Taxi Insurance

If you're looking to find out more about Private Hire Taxi Insurance

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Private Hire Taxi Insurance

Private Hire Taxis

  • They must be pre booked and cannot simply pick up passengers from the street.
  • They are forbidden from displaying a ‘taxi’ sign.
  • Operated during more socialable hours, so less risk of hazardous drivers
  • Spend less time on the road looking for customers

Frequently Asked Questions About Taxi Insurance

Find out more about Taxi Insurance

Renewing my taxi insurance used to be a right headache, but with QuoteSearcher the process was a breeze and I saved over £250!

Bill Robinson - Bromley

Insuring a taxi with QuoteSearcher is so easy! I filled out one simple form and they did the rest for me, saving me time and money.

Lee Pierce - Twickenham

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