Takeaway Insurance

  • Multiple quotes from specialist brokers
  • All trades covered from fish & chip shops to pizza delivery
  • Hassle free - complete just one,quick easy form
Get Quotes
See More

We Partner With

sme business insurance logo
one2one insurance logo
arhtur J. Gallhagher logo
broker-business-direct ltd. logo
quote-123 logo

Why QuoteSearcher for Takeaway Insurance?

Owning and managing a takeaway or business comes with a unique set of positives and negatives. Lots of footfall, lots of different types of customer, and often close ties with the community are just a few of the highs of running a takeaway business.

However, there are challenges that come with such a volatile industry. Depending on the type of establishment you run, you could face late nights, unpredictable clientele and the numerous issues that come with preparing and selling hot food. You need to know you are covered against any situation that might arise, which is why having the best takeaway business insurance possible is integral.

At QuoteSearcher, we locate specialist brokers who can offer you a policy that covers all aspects of running a takeaway or fast food business. From food delivery car insurance, to liability cover against third parties, our brokers understand the unique challenges you face and how to protect you from them.

Policy Features

Public Liability

Protects you from legal claims made against you by a third party such as a customer due to negligence

Employers’ Liability

Covers medical and legal expenses of claims made against you by employees due to negligence

Takeaway Driver Insurance

Takeaway drivers employed by your business are covered by this type of policy feature

Buildings Insurance

Covers the cost of repairing or refurbishing your building because of vandalism, fire or flood damage

Contents Insurance

Covers the cost of contents in your building in the event of theft, fire or flood damage

Business Interruption Cover

Covers your income in the event of your business closing down operations due to unforeseen circumstances

Beneficial Policy Features Explained

Takeaway Delivery Driver Insurance

It is vital for your delivery driver to be properly covered by your employers’ liability insurance. If they are injured or made ill while they are working for you, you will be liable for any compensation claims they make. Drivers themselves will need their own vehicle insurance, but their capacity as a delivery driver for your business should be covered by yourself as part of a fast food delivery driver insurance policy

Public Liability Insurance

This is particularly important for takeaway and fast food businesses. Dealing with food and drink brings a whole host of potential claims from third parties. A member of the public could be scalded by a hot drink that was not properly labelled, made ill from food that was not adequately prepared, or even something such as slipping over on a wet floor. In any of these events, they are within their rights to make a claim against you, and you need to be covered for medical, legal and compensation expenses

Employers’ Liability Insurance

In a similar vein to the public liability, employers’ liability insurance ensures your employees have a safe working environment. They can suffer the same potential problems as customers when dealing with hot food, with additional aspects like operating cooking appliances and machinery. If they become injured, they will need time of work, leaving both them and yourself out of pocket – employers’ liability insurance covers any costs that may be incurred

Buildings and Contents Insurance

In the event of a burglary, fire, flood, or storm for example, your business equipment (kitchen appliances, fridges, POS systems and furniture) could be damaged. Statistics suggest that a large number of businesses close down within 2 years of a fire, due to their building and contents not being adequately insured. You need to get your business up and running quickly after an event like this, and having everything protected as part of your policy is critical

Business Interruption Cover

Whilst buildings and insurance cover will pay out for the cost of bringing your physical location back to normal, the length of time your business is closed can have a serious effect on your income. Business interruption cover ensures you an income during this time, helping you stay on your feet until your takeaway is up and running again.

QuoteSearcher’s partners provided me with excellent cover for my insurance. I ended up saving a £100 on my previous years premium so I will be definitely coming back to QuoteSearcher next year!

Peter Moore – Basingstoke, Surrey

Thanks to QuoteSearcher I am now fully insured. After looking at all the quotes I received, I chose the right policy for me and was insured more or less straightaway!

Joshua Stevenson – Weybridge

Related Products

Get in touch
Contact Us

QuoteSearcher Limited is authorised by the Financial Conduct Authority. Our FCA registration number is 504796. This can also be checked by visiting www.fca.org.uk

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Our company registration number is 05387593 with our registered office at 8 Waldegrave Road, Teddington, Middlesex, TW11 8GT.