Public Liability Insurance
If a member of the public is injured on your premises or if their property is damaged, they are well within their rights to make a claim against you. For example, they may have slipped on a wet floor that has been caused by a leaking washing machine, or you use the wrong type of detergent on their clothing which leaves a stain. In either case, public liability insurance will mitigate legal, medical and compensation costs.
Building & Contents Insurance
If you own the building you operate from, you will need to insure it against things like storm, flood and fire damage. Also, the contents within – often expensive, industrial-sized washing machines and dry-cleaning equipment – could be damaged or become a target for thieves. You can protect yourself against the costs or replacing such materials with detailed buildings and contents cover.