Salon Insurance Quotes

  • Multiple quotes from specialist brokers
  • Specialists in Hair & Beauty, Barbers, Freelancers and many more
  • Hassle free - complete just one,quick easy form
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Why use QuoteSearcher?

We are a well-established company working alongside a number of specialist brokers, aimed at finding the most competitive salon insurance quotes.

We can connect you with a wide selection of brokers who will work hard to get your business.

There is no need for lengthy web searches, our partners will simply contact you and guide you through you quote process. Fill out our quick and simple form and they’ll be in touch straightaway!

Policy Features

Product and Public Liability

Covers cost of claims against business in the event product or place injures a member of public

Employers’ Liability

Covers cost of claims against business in the event product or place injures a member of staff

Treatments Liability

Covers cost of claims against business in the event a treatment injures a member of public

Building and Contents Insurance

Protection against damage or loss to buildings, stock and equipment

Stock Cover

Covers cost of replacement stock lost due to flooding, spoilage or transportation

Theft

Replace stock, equipment or cash lost in the event of robbery or burglary.

Hairdresser Salon

Hairdresser insurance can cover your staff, equipment, building and more depending on the type of policy you choose. If you are looking to cover one or more hairdresser salons our brokers can help, and in some instances even offer a multi-salon discount.

Barbers Salon

Depending on the services you provide, your barbers salon insurance policy can help protect both your staff and equipment, helping you stay in business for years to come. As you are working around members of the public you should also consider investing in public liability cover for your salon in case an accident occurs on your premises which leads to legal or financial issues.

hairdresser washes woman hair
barber cuts new men haircut

Beautician Salon

Beauty salons are often equipped with the latest tools and technology so they can provide customers a range of services, from manicures to facials to spray tans or massages.

As you have all this equipment in your store its of the utmost importance you protect it from loss or theft with beautician salon insurance.  Your policy can also include public liability which will protect your customers whilst visiting your salon and give you peace of mind that should an accident occur.

Make Up Salon

Make up salon insurance protects make up artists and their equipment, meaning if something is lost, stolen or damaged you can claim for a replacement. If you specialise in a certain type of make up, such as wedding make up or theatre make up, our brokers can also help you find cover for your specific needs.

Tanning Salon

Tanning salon insurance can help cover the costs of replacing or repairing tanning equipment whether it is damaged, vandalised or stolen. It can also help protect your business’ premises and include public liability which protects you against legal issues if a customer is injured in your salon.

Self Employed / Mobile Salon

Even though you won’t require cover for a business premises, you will still need to make sure your equipment is covered, especially if you have to provide it yourself.

Public liability insurance is also important for self employed and mobile salon specialists; should anything happen to one of your customers during an appointment you will need to be properly protected otherwise you could find yourself in legal or financial difficulty.

FREQUENTLY ASKED QUESTIONS ABOUT SALON INSURANCE

    • What would I get with salon insurance?
      With a salon insurance policy, you will be covered for the following: any property loss or damage, any money lost whilst on the premises or in transit, any assault that takes place on your property, any business interruption you may experience due to loss or damage to your buildings or contents, public and products liability, employers liability, and legal protection. There may also be optional extras with different insurers.
    • What happens if my salon window is broken late at night, or I experience any other form of vandalism?
      You will need to contact a company that can repair glass windows, before then ringing your salon insurance provider to inform them of what has happened.
    • If I were to work away from my salon, will I still be covered?
      Yes, most salon insurers would cover you if you were to carry out mobile work. This is of course something you should check however by reading through your policy documents, or by directly contacting your insurer via telephone or via email.
    • I am starting up a new salon, will I be covered?
      Yes, most salon insurance providers will cover start-up businesses. If you are indeed starting up a new salon, then it will be important to ensure you purchase all the necessary insurance policies you will require. If you are not fully insured, or do not have the correct type of insurance, in the event of something unfortunate happening then you may not receive a full pay out.
    • Will salon owners be responsible for the acts of independent contractors?
      This depends on the cause of injury, what the people were doing at the time, the current state of the law, and a contractual agreement between the owner of the salon and the person renting the booth space. If the independent contractor does not have insurance, then the injured person may turn to the salon for some form of financial compensation. The salon insurance policy you have may then cover you in such an event. However, you should check this with specific insurers.
    • If I were to change treatments would I have to advise my insurer?
      It would be a good idea to contact your salon insurance provider in order to check that you are covered for whatever treatment it is you wish to begin carrying out within the salon.
    • Who insures the personal property that independent contractors keep at the salon?
      If the contractor has purchased their own liability insurance then this should cover them. If not, however, then the salon owner will need to check whether their salon insurance policy will also cover contractors equipment, if not it may be worth adding it as an extra.
    • Would I have to pay an excess on a claim if one of the treatments went wrong?
      In the unfortunate and unlikely event of one of the treatments going wrong, most salon insurance providers would not then need you to pay an excess on a claim.
    • What Details Do I Need to Provide?
      We ask what type of business you own, the number of staff you employ and the total value of both your stock and your equipment.  By knowing a bit about your business our specialist brokers can provide you with a quote for your own specific salon insurance policy.
    • Can Freelancers Apply for Salon Insurance?
      Yes they can. Whether you are a freelancer or rent a chair in a salon you will still be able to search for insurance via QuoteSearcher, all you have to do is select ‘No’ where the form asks if you are the owner of the salon.  If you have any other special requirements and are not sure whether we can help then make sure you fill in our Contact Us form and we will get back to you straight away with all the options available!
    • What Does Salon Insurance Cover?
      It protects equipment, stock, and also your business against employee liability and public liability.  As salons are generally quite busy places accidents are more likely to happen, and if you are accused of being at fault you may have to go to court.  Employee liability insurance and public liability insurance can cover the costs of legal fees, court fees and compensation should you be found at fault, meaning your business won’t suffer.  Our online form even allows you to choose the amount of employee and public liability cover you need, meaning you will receive a bespoke salon insurance policy.

Thanks to QuoteSearcher I am now fully insured. After looking at all the quotes I received, I chose the right policy for me and was insured more or less straightaway!

Joshua Stevenson – Weybridge

I just wanted to say how impressed I was with the ease in which I managed to purchase my very reasonably priced insurance online.

Jenny Doulton - Lincoln

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QuoteSearcher Limited is authorised by the Financial Conduct Authority. Our FCA registration number is 504796. This can also be checked by visiting www.fca.org.uk

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Our company registration number is 05387593 with our registered office at 8 Waldegrave Road, Teddington, Middlesex, TW11 8GT.