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Salon Insurance

Compare Quotes On Your Salon Insurance

  • Specialist salon insurance quotes
  • Cover for treatments, staff and equipment
  • Suitable for hair and beauty businesses
  • Compare quotes with one simple form
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Why Use QuoteSearcher for Salon Insurance?

Running a salon involves close contact with clients, specialist treatments, and professional equipment being used every day. Whether you operate a hair salon, beauty salon, barbershop or offer mobile treatments, the risks you face are very different from those of a standard retail business.

QuoteSearcher helps connect salon owners with insurance brokers who specialise in arranging cover for the salon and beauty industry. By completing a short form, you’ll get introduced to brokers who understand how salons operate and can outline policy options based on your treatments, staffing arrangements and premises.

This approach removes the need to approach multiple insurers individually and allows you to compare options through experienced brokers who regularly arrange insurance for salons across the UK.

FINDING SPECIALIST QUOTES SINCE 2005
Online for over 20 years matching customers with specialist brokers
FAST AND SIMPLE PROCESS, YOU’RE IN THE RIGHT PLACE
Complete one simple form to receive multiple quotes, let us do the leg work for you
SIT BACK AND RELAX, YOU’RE IN CONTROL
You compare the quotes and choose the policy that best suits your needs
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Quick quote, no hassle and saved £700!

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Fantastic can't fault in any way, would use time and again and recommend to all!

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Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

Salon Insurance Policy Features

Please note, features and cover mentioned below varies depending on the insurer and broker. Salon insurance policies may include a combination of the following:

Public and Product Liability Insurance

Aims to cover claims made by clients if they are injured or suffer an adverse reaction to products used during a treatment. This may include allergic reactions, skin irritation, or accidents within the salon. Find out more about Product and Public Liability.

Employers’ Liability Insurance

A legal requirement if you employ staff, including apprentices or trainees. This cover is designed to protect against claims made by employees who are injured or become ill as a result of their work.

Treatments Liability Insurance

Designed for salons offering hands-on treatments, such as beauty therapy, massage, waxing, facials or tanning. Covers claims arising from treatments carried out on clients.

Building and Contents Insurance

Cover for damage to salon premises, fixtures, fittings, tools and equipment following events such as fire, flooding or vandalism. Read more about Building and Contents Insurance.

Stock Insurance

Protects against the loss of stock, including hair products, beauty products and consumables, due to damage, spoilage or theft.

Theft Cover

May cover the cost of replacing stolen equipment, tools or cash following a break-in or robbery.

Types of Salon Insurance

Hairdresser Insurance

Hair salons typically have high footfall and use electrical equipment, chemicals and sharp tools. Insurance may cover clients, staff, treatments, and salon equipment, as well as public and employers’ liability.

Barbershop Insurance

Barber shops often arrange public liability and treatment liability cover due to the close-contact nature of services such as shaving and trimming, alongside protection for tools and premises.

Beauty Salon Insurance

Beauty salons often offer a wide range of treatments and use specialist equipment. Policies may include treatments liability, product liability and cover for high-value equipment.

hairdresser washes woman hair
barber cuts new men haircut

Make-Up Artist Insurance

Suitable for studio-based or freelance make-up artists. Cover may include public liability, product liability and protection for tools and cosmetic products.

Tanning Salon Insurance

Tanning salons often require specialist cover due to the cost of tanning beds and the risks associated with UV treatments. Policies may include equipment cover and public liability.

Mobile & Self-Employed Salon Insurance

Mobile therapists and self-employed salon professionals often require public liability and treatments liability insurance, even when working from home or visiting clients’ properties.

FREQUENTLY ASKED QUESTIONS ABOUT SALON INSURANCE

    • What would I get with salon insurance?
      With a salon insurance policy, you will be covered for the following: any property loss or damage, any money lost whilst on the premises or in transit, any assault that takes place on your property, any business interruption you may experience due to loss or damage to your buildings or contents, public and products liability, employers liability, and legal protection. There may also be optional extras with different insurers.
    • If I were to work away from my salon, will I still be covered?
      Yes, most salon insurers would cover you if you were to carry out mobile work. This is of course something you should check however by reading through your policy documents, or by directly contacting your insurer via telephone or via email.
    • I am starting up a new salon, will I be covered?
      Yes, most salon insurance providers will cover start-up businesses. If you are indeed starting up a new salon, then it will be important to ensure you purchase all the necessary insurance policies you will require. If you are not fully insured, or do not have the correct type of insurance, in the event of something unfortunate happening then you may not receive a full pay out.
    • Will salon owners be responsible for the acts of independent contractors?
      This depends on the cause of injury, what the people were doing at the time, the current state of the law, and a contractual agreement between the owner of the salon and the person renting the booth space. If the independent contractor does not have insurance, then the injured person may turn to the salon for some form of financial compensation. The salon insurance policy you have may then cover you in such an event. However, you should check this with specific insurers.
    • If I were to change treatments would I have to advise my insurer?
      It would be a good idea to contact your salon insurance provider in order to check that you are covered for whatever treatment it is you wish to begin carrying out within the salon.
    • Who insures the personal property that independent contractors keep at the salon?
      If the contractor has purchased their own liability insurance then this should cover them. If not, however, then the salon owner will need to check whether their salon insurance policy will also cover contractors equipment, if not it may be worth adding it as an extra.
    • Would I have to pay an excess on a claim if one of the treatments went wrong?
      In the unfortunate and unlikely event of one of the treatments going wrong, most salon insurance providers would not then need you to pay an excess on a claim.
    • What details do I need to provide?
      We ask what type of business you own, the number of staff you employ and the total value of both your stock and your equipment.  By knowing a bit about your business our specialist brokers can provide you with a quote for your own specific salon insurance policy.
    • Can freelancers apply for salon insurance?
      Yes they can. Whether you are a freelancer or rent a chair in a salon you will still be able to search for insurance via QuoteSearcher, all you have to do is select ‘No’ where the form asks if you are the owner of the salon.  If you have any other special requirements and are not sure whether we can help then make sure you fill in our Contact Us form and we will get back to you straight away with all the options available!