Public Liability Insurance Quotes

  • Multiple quotes from specialist brokers
  • Sole traders, 50+ employees we can help
  • Hassle free - complete just one quick, easy form
Get Quotes
See More

We Partner With

intasure logo
business-choice-direct insurance services logo
the insurance factory logo
autonet-insurance.co.uk logo
be wiser isnurance logo
quote-123 logo
cia-insurance logo

Why use QuoteSearcher?

We are a well-established company working alongside a number of specialist brokers, aimed at finding the most competitive Public Liability Insurance Quotes quotes.

We can connect you with a wide selection of brokers who will work hard to get your business.

There is no need for lengthy web searches, our partners will simply contact you and guide you through you quote process. Fill out our quick and simple form and they’ll be in touch straightaway!

The Importance of Public Liability Insurance

  • If a client or member of the public slips over on a wet floor at your business premises and sustains an injury, as the owner of the business you can be held accountable and have to pay their legal, medical and compensation costs.
  • If you are working on a film set and damage camera equipment belonging to another freelancer, the cost of repairing it can easily run into the thousands.
  • If a client is visiting your office and falls from a faulty chair, injuring themselves, they can sue you for compensation.

The amount of cover you require depends on the size and type of your business. Most of our partners offer £1 million cover as standard, with higher levels available if necessary.

If you work in an industry deemed to be high risk, you may need to get a specialist policy if the standard cover is insufficient or you do not qualify for it.

 

The Responsible Choice

Accidents, by their very nature, are neither deliberate nor planned. No matter how well prepared you may be, accidents can still happen. Even if you are doing everything right, following best practice at all times, the same cannot be said for the other party involved. This is where public liability insurance becomes essential.

Compensation and legal costs can be incredibly high, and could have serious financial implications for you or your business. With today’s culture of ambulance chasing, even baseless claims are still expensive things to defend against.

caution wet floor sign

FREQUENTLY ASKED QUESTIONS ABOUT PUBLIC LIABILITY INSURANCE

    • How much does Public Liability Insurance Cost?
      Some occupations work more with the public than others, and so your public liability insurance premiums will mirror the amount of risk you pose.  Cover is available from one million to five million pounds, depending on the level you require.
    • Can I Get Cheap Public Liability Insurance?
      We will ask whether you have had any claims in the past five years, as those that have not claimed may be able to benefit from lower public liability insurance quotes. 
    • What is Public Liability Insurance?
      Public liability insurance is designed to protect you and your business against compensation claims, and any legal expenses incurred if a member of the public is injured or their property is damaged as a result of your business or a product it has supplied.
    • What Occupations does Public Liability Insurance Cover?
      Those that can benefit from public liability insurance include tradesmen, hairdressers, shop owners, in fact anyone who works with or around the public on a regular basis.  It is important you let us know as much about your business as possible.  This ensures that you will get the right amount of cover for you, and that you will be able to work knowing you are constantly protected.
    • Why do I need Public Liability Insurance?
      We would strongly recommend that all businesses purchase public liability insurance, because a compensation claim can have a big impact on your finances. An SME could even end up being bankrupted by the costs of such an action. It is a way of protecting yourself, your business and your employees.

QuoteSearcher really does make it so easy to find great deals on insurance. I completed their online form and was contacted by a number of insurers all competing to give me the best deal. This saved me so much time and money!

Paula Trencher - Islington

What a refreshing site! It actually does what it says on the label. This seems a bit of a rarity in the world of comparison sites! Well done on doing it properly.

Dr Horwell - Cheshire

Get in touch
Contact Us

QuoteSearcher Limited is authorised by the Financial Conduct Authority. Our FCA registration number is 504796. This can also be checked by visiting www.fca.org.uk

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Our company registration number is 05387593 with our registered office at 8 Waldegrave Road, Teddington, Middlesex, TW11 8GT.