Policy Features of Pub Insurance
Employers’ Liability & Public Liability
Employers’ liability insurance is required by law if you employ one or more members of staff. It protects both you and your employees from the costs that may accrue from illness, injury or an accident. Public liability cover protects members of the public from accident, injury or illness.
Food, drinks and other stock can be covered by stock insurance. This means that the costs of anything that becomes spoiled and cannot be used will be covered, offering you the chance to replace them without getting out of pocket
Money on Premises
Although a great deal of money taken in pubs nowadays is done with debit card transactions, pubs, bars and clubs often have large cash amounts on the premises. If cash is stolen, this type of cover will replace it
Loss of License Cover
Without an alcohol license, you are breaking the law if you serve alcohol. If the circumstances of losing your license are beyond your control, you are covered for the loss of value to your business