Yes, even if you do not have an office alarm fitted, this should still be fine for most insurers. However, having an alarm may help to reduce the premiums you will pay for your office insurance policy, and so it may indeed be worth investing in an alarm. The better your security, the lower your premiums are likely to be.
When insuring your office, you will need buildings insurance, contents insurance, fixtures and fittings cover, shop front cover (if you own a retail store), and stock cover, amongst others that different insurers may offer. Office insurance policies can be tailored to fit your needs.
We do the hard work for you. Instead of trawling through quote after quote, filling your details in a number of times, we will instead process your details and submit them to a number of insurers in order to find you the best deal out there! Hassle free, and all you have to do is fill out one form. You will then receive a quote for your office insurance needs.
The details of this will be included in the details of the policy. Usually, however, an intruder alarm may be needed. A high level of security may also help to reduce the amount you pay for your office insurance and so it may prove beneficial to invest in some effective security measures.
This is cover for your contents or equipment away from the office premises, such as laptops you may need to take with you when visiting a client for example. This can be a handy addition to basic office insurance.
This covers your business against the loss of time trading. For example if your office was set alight and you were unable to work for a number of days/weeks/etc. then business interruption would pay for your lost earnings. Business interruption can be added to any business insurance policy you may have.
It is vital you insure your office in order to protect you and your staff. Office insurance must be tailored to your specific requirements and can be added on to your business insurance policy. Public liability insurance will enable you to meet your liabilities to members of the public who are injured in your office, while employers liability insurance will cover you for injuries to employees while they are working for you.