Third Party, Fire & Theft
Available separately, for those who haven’t the time or patience, this policy is a mainstay of all road using vehicles. The third party aspect, which protects against damage to another’s property and person, is legally required if you are using your vehicle on UK roads. The fire and theft aspect of the policy is highly recommended, particularly for motorhomes, which can be can targeted by thieves. This becomes even more of a prevalent risk with higher end models.
With third party being mandatory and fire and theft an essential, the next choice for motorhome owners is whether to choose comprehensive, which is essentially the next level up in protection. Covering all the aspects of third party, fire and theft, it also encompasses accidental damage and other risks. Each provider has its own take on this policy, but it can be cultivated with motorhomes in mind, including exterior elements of the unit while static.