These are some specific features you may wish to include in your motor trade road risk insurance policy:
Accompanied demonstration use
Accident cover during a customer test drive
Vehicles at business premises
Vehicle cover from damage or theft while kept on site premises
Vehicles in transit
Vehicle cover from damage when in transit
Protected No Claims Bonus
Unaffected NCB when claim is proven to not be your fault
Like with any vehicle insurance policy, there are three levels of cover available:
Third Party only
Third Party, Fire and Theft
It is up to you what level you decide to choose, but we would recommend comprehensive insurance as it protects your customer’s vehicle, but will also allow you to claim compensation is the event you sustain any personal injuries.
Motor trade road risk insurance does not define the vehicles covered by their specific registration number.
It also covers vehicles owned by you. However, it is not suitable for multi vehicle coverage for personal use; only when in conjunction with vehicles you drive in the line of your work. Only named drivers will be covered.
Reducing Your Premium
The total cost of your motor trade insurance policy depends on a number of factors, such as how many drivers need to be covered and the type of services you offer. For example, if you need road risk cover for the UK and abroad your premium could cost more, however we always try and find ways to reduce costs.
In order to find you the best quote available our online quote form requests information such as the number of no claims years you have for both your motor trade insurance policy and your privately owned vehicle. This is so our partners can find the best deal for you as quickly as possible.
After searching for hours on the internet I finally came across QuoteSearcher who's partners provided me with excellent quotes far better than I had received from anyone else.
Neil Heron - Virginia Water, Surrey
I was delighted with the quotes I received from QuoteSearcher. I ended up making a saving of £300 on my insurance!
Nick Baker - Chorley, Lancashire
Let us find the right road risk insurance for you...