Covers all the risks typically included in a road risk policy
Accompanied demonstration use
Cover against any accidental damage incurred during a test drive
Additional business use
Cover for own vehicles used for business purposes
Covers own, third party and public costs associated with accidents
Levels of Cover
Many insurers see part-time motor traders as higher risk, on the basis that as they are working less frequently they are therefore less skilled and there is a higher chance of something going wrong. Luckily, our partners know this is often not the case.
Part-time motor insurance will cover your personal vehicles and any vehicles you are doing repair work on, buying, selling or testing.
Like all vehicle insurance policies, there are 3 levels of cover available:
Third party only
Third party, fire and theft
As many part-time motor traders are working on vehicles which do not belong to them, we would recommend a comprehensive policy as it will protect you in case a vehicle is stolen or damaged.
There are plenty of people across the UK who work in the motor trade on a part time basis, but who are not eligible for motor trade insurance. These include, amongst others:
In order to offer these traders protection, our partners have specific part-time motor trade insurance policies.
To qualify for part-time motor trade insurance, you must prove to your insurer that you are indeed working in the motor trade in some capacity. Normally, your insurer will ask you to provide receipts and invoices.
After searching for hours on the internet I finally came across QuoteSearcher who's partners provided me with excellent quotes far better than I had received from anyone else.
Neil Heron - Virginia Water, Surrey
I was delighted with the quotes I received from QuoteSearcher. I ended up making a saving of £300 on my insurance!
Nick Baker - Chorley, Lancashire
Let us find the right part time motor risk insurance for you