Road risk insurance is thought by some to be legally required, but while this is not the case, it is of high importance to those in the car valeting sector. Covering all drivers of all vehicles on the business’ property, it guards against often minor but expensive accidents that are always a possibility with so many vehicles coming in and out of the premises.
If you have even one single person under your employment, whether full time, part time or apprentice, you are legally obliged to take out employers’ liability cover. Failure to do so can lead to hefty fines, not to mention the enormous costs related to medical and legal expenses, which might occur due to insurance events. If you do not have any employees working for the business then the policy is not appropriate and can be forgone.