Motor Fleet Insurance

  • Multiple quotes from specialist brokers
  • Excellent rates for fleets with 3 vehicles or more
  • Cars, vans, lorries, taxis all covered
  • Put all your vehicles under one policy
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What does QuoteSearcher do for you?

At QuoteSearcher, we have a lot of experience in dealing with businesses that use motor fleets, and indeed the brokers that offer such policies. We know that maintaining a fleet is integral to the effective running of your business, which is why we aim to take as much of the legwork from you as possible.

We ask for a few bits of information which we then take directly to our wide-ranging panel of brokers. They will get in touch with you as quickly as possible to provide you with a competitive quote.

Policy Features

Haulage insurance

Designed for companies that operate long distance transport and delivery services

Courier insurance

For vehicles operating within a smaller geography performing multiple deliveries on a daily basis

Carriage of own goods

Covers goods or equipment needed by the employee to carry out their job, stored in their vehicle

Public and employers liability insurance

Protection from any claims made by an employee or member of public for any injury they sustain or damage to their property


Legal expenses insurance

Covers legal bills in case a third party launches a compensation claim against your business

Replacement of locks insurance

Reduce the hassle of keys being lost, stolen or damaged, and replacing locks on vehicles

Trailer insurance

Protect goods which need to be transported separately by trailer, such as plant or heavy machinery

EU Cover

Provides cover for your vehicles travelling on the continent, in terms of roadside assistance and accident cover

Common Policy Exclusions

  • Theft of a vehicle left unattended
  • Theft by deception
  • Mechanical breakdown
  • Tyre replacements
  • No claims discount

For large fleets, maintaining a zero claims record is challenging, especially when you factor in all the different drivers and vehicles. Instead, insurers may offer a ‘claims cost’, where they add up the cost of your claims over a fixed period (e.g. one year). The lower your claims are, the greater the discount applied to your premium.

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Reducing Your Premium

  • Driver age – Insuring younger drivers is more expensive, so if you are able to keep your fleet drivers age 30 and above this will have a significant positive impact on your policy price.
  • Advanced driving courses – better driving skill reduces risk of an accident
  • Company Handbook – established safe driving policies incentivise drivers to act responsibly.
  • Fleet size and frequency of use – the lower these numbers the lower the price will be.
  • Individual vehicle no claims bonus –  for smaller fleets, it could work out cheaper insuring the vehicles individually.

Frequently Asked Questions about Motor Fleet Insurance

    • What counts as a ‘fleet’ of vehicles?
      Obviously, if you own two or three vehicles for personal use you won’t consider yourself to have a fleet, and neither will your insurance company. Generally, a fleet consists of around ten or more vehicles which are used on a daily basis in order to help run your business. So if you own a delivery company, run your own taxi firm or offer any other type of service dependent on the use of vehicles on a daily basis, you probably need motor fleet insurance!
    • What does Motor Fleet Insurance cover?
      If you own a fleet of vehicles you will often find that each vehicle is driven by someone different each day, which is why it is important that your whole fleet is covered. Motor fleet insurers understand the fact that the vehicles in your company will be driven more often than most privately owned cars, and are more likely to experience wear and tear. A policy would protect your business against any losses from a vehicle being off the road.
    • What type of vehicles are covered?
      After spending years working with a number of motor fleet managers, we know that no two vehicle fleets are the same. With this in mind, we have found a wide range of motor fleet insurance policies that can help you, no matter what type of fleet you own. Whether you have taxis, minibuses, vans, trucks or coaches we can find the right type of cover for you. Our business is protecting your business, so fill in an online quote form today and see how we can help keep your fleet running smoothly.
    • What types of cover can I get?
      With a motor fleet insurance policy you will be able to get fully comprehensive cover, third party fire and theft, and third party cover. You will be able to choose which policy suits you best.
    • Is it possible to add and remove vehicles whenever I want to?
      Yes it is possible to alter the amount of vehicles you have on your motor fleet insurance policy. You will just need to contact your motor fleet insurer and they will then deal with your request appropriately. Varying amounts of vehicles on your policy may also alter the amount you will pay for your insurance.
    • Is it possible to have car fleet insurance and van fleet insurance on the same policy?
      With motor fleet insurance, it is possible to have different vehicles on the same policy; however, this is something you should check with the insurance provider you are with. Although it is very likely that you will be able to have cars, vans, lorry’s, and taxis all on the same policy.

I was delighted with the quotes I received from QuoteSearcher. I ended up making a saving of £300 on my insurance!

Nick Baker – Chorley, Lancashire

I bought my insurance online before and the quote process was so lengthy and complicated compared with the process on your site. Great stuff!

Mike Dennis - Woking

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QuoteSearcher Limited is authorised by the Financial Conduct Authority. Our FCA registration number is 504796. This can also be checked by visiting

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at

Our company registration number is 05387593 with our registered office at 8 Waldegrave Road, Teddington, Middlesex, TW11 8GT.