Finding life insurance providers can often be a difficult journey through endless paperwork, with rival companies promising the world. At QuoteSearcher, we remove this difficulty by connecting you directly with specialist brokers who compete to give you the most competitive price for your insurance.
When you are searching for the best life insurance, and you need a broker you can trust, QuoteSearcher brings all possibilities together in one place.
At QuoteSearcher, we bring the opportunities to you, with brokers contacting you directly to give you their quote, leaving you with nothing to do but choose what’s right for you.
Life insurance can reduce the suffering of loss and ensure those that are left behind have the financial security to live the life you would want them to lead. Here at QuoteSearcher, we provide a quick and easy online form that gives you access to quotes from all across the industry so that you can find the best life insurance cover for you and your family.
How does Life insurance work?
Life insurance works differently depending on the type of policy you choose, but the underlying process is always the same. Your policy will pay out either a lump sum or regular income to your nominated beneficiaries should you die within the term of the policy. You can choose the amount that you wish to be covered for and the term of the insurance, to ensure your agreement meets your needs.
How much Life insurance should I have?
The simplest answer to this question has to be as much as you can afford. Traditionally, life insurance companies recommend a value that is equivalent to 10 times your income or the cost of purchasing the services that you carry out. However, the more life insurance you have, the greater opportunity your dependents have for a secure financial future.
Consider the age of your children, the possibility that parents will need support and the rise in the cost of living over time.
If you find that your premiums are well within your budget, then consider increasing the level of protection or the term of the contract to provide greater peace of mind for yourself and your family. But if you find that the premiums are too high, reduce your expectations rather than dismissing the possibility of life insurance all together. Even very basic cover is better than no cover at all.
Am I too old to get Life insurance?
It is generally the case that life insurance premiums are cheaper the younger you are, which is why it is always wise to take out your first life insurance policy as soon as you can. However, as QuoteSearcher provide quotes from across the industry, we will do our very best to find you the right quote for you no matter how old you are.
I just wanted to say how impressed I was with the ease in which I managed to purchase my very reasonably priced insurance online.
Jenny Doulton - Lincoln
My insurance is now completely sorted thanks to QuoteSearcher. After visiting their site I received some superb quotes and was insured more or less instantly!
Alison McNaughton - Cornwall
Let us find the right life insurance policy for you