Thatched Roof Insurance

  • Multiple quotes from specialist brokers
  • All types of Thatched Roof covered including listed buildings
  • Buildings and contents cover available
Get Quotes
See More

We Partner With

discount insurance logo
quotelinedirect logo
cia-insurance logo
gsi insurance.com logo
home choice logo
bg-barry-granger-insurance logo

Policy Features

Thatch cover

Specialist cover specifically for risks associated with thatch installations

Liability cover

Property owners’ and public liability to cover legal costs

Building and contents cover

Cover in the event of damage to property, furnishings and fittings

Accidental damage

Flood, storm and escape of water protection

Risks of Thatch

The main reason insurers are unwilling to include thatched roofed houses in standard home insurance is because, from their perspective, it is a higher risk.

Fire – Many people assume that a thatched roof is a greater fire hazard than a standard tile or slate roof but this is not necessarily the case. However, the difference is that should a fire start, the damage will spread far quicker as the thatching is more flammable than standard roofs are.

Cost – Aside from the potential risk of fire, there is also the higher cost of repairing the roof if it does become damaged. Thatching is not as common as it once was, which can make it harder to find someone to repair the roof, as well as them being able to charge more as it is now such a rare skill to have.

Maintenance – Finally, insurers need to know that you are properly maintaining your thatched roof, which will generally need re-ridging every 10 years. If it is not in good condition not only will this be bad for your house, but it can also drive up the price of your policy.

Listed building – If you live in a listed building, which many thatched buildings are, then you may like to check our nonstandard property insurance page.

Before buying any cover, ensure you have a realistic quote for the rebuild cost of your home from a specialist. People can often grossly underestimate the cost of rebuilding their home, and the last thing you want is to do discover you are under-insured when the time comes to make a claim.

FREQUENTLY ASKED QUESTIONS ABOUT THATCHED ROOF INSURANCE

    • Can I Get Cheap Thatched Roof Insurance?
      Whilst still more expensive than regular home insurance, there are steps you can take which may reduce the price of your thatched roof insurance premium. These include regular chimney maintenance, installing smoke alarms throughout the property, and coating your thatched roof with a fire retardant spray. Putting in fire-resistant barriers between the thatch and the building is also an effective option.

I completed one simple form on the QuoteSearcher website and received a number of excellent quotes. Thank you QuoteSearcher!

Steven Marshall - Swindon, Wiltshire

I was delighted with the quotes I received from QuoteSearcher. I ended up making a saving of £300 on my non standard property insurance!

Nick Baker - Chorley, Lancashire

Get in touch
Contact Us

QuoteSearcher Limited is authorised by the Financial Conduct Authority. Our FCA registration number is 504796. This can also be checked by visiting www.fca.org.uk

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Our company registration number is 05387593 with our registered office at 8 Waldegrave Road, Teddington, Middlesex, TW11 8GT.