There are many reasons as to why a property might be at risk of subsidence. Properties built on clay and properties that have large roots underneath them, from trees and even shrubs ,are most likely to be at risk. Insurance providers will assess this as of particular risk if your property is made from non-standard materials, and if they are not sure of the consequences of the combination of foundations and nature, they will charge extra. Specialists can assess such risks more accurately, providing a fairer price for the best coverage.
Accidental Damage Cover
All property is at risk of accidental damage, so it isn’t something that is the preserve of non-standard construction. The fact of the matter is, however, that insurance providers are not architects, and when push comes to shove, they will err on the side of caution in the policy they provide landlords. This can lead to higher costs or gaps in the coverage. Specialist providers will be far better informed of the risks involved and can provide more profound advice relating to the policy options involved, as well as their associated costs.