With so many hazardous materials and equipment being used in large renovation projects, it should be no surprise that the risk to those around the works increases greatly. One of the most important features may therefore be public liability insurance, which covers both legal and medical costs should the worst happen to third parties on and around your property.
It is not only your property, the people on it and its contents that need to be considered when seeking out house renovation insurance. The property of neighbours, and any property in the near vicinity, will also need to be covered if the work presents relevant risk. Vehicles can be of particular risk of damage, some of which can be of high enough value to cause enormous financial liability should an insurance event occur.