Block of Flats Insurance

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The QuoteSearcher Benefit

Finding specialist block of flats insurance providers can often be a difficult journey through endless paperwork, with rival companies promising the world. At QuoteSearcher, we remove this difficulty by connecting you directly with specialist brokers who compete to give you the most competitive price for your insurance.

When your block of flats needs to be carefully insured, and you need a broker you can trust, QuoteSearcher brings all possibilities together in one place.

QuoteSearcher is free to use, and strong relationships with our brokers leads to longevity, ensuring they are happy to continue offering the best and most competitive quotes for your specialist needs.

Policy Features

If you have a property portfolio, by insuring them all under the same policy you will get a reduced premium, saving both money and time.

Property owners liability

Covers legal and compensation cost in the event of a claim

Loss of rent cover

Guaranteed rental income if tenant cannot pay for any reason

Malicious damage & theft by tenants

Protection against deliberate theft or damage to property by tenants

Employers’ liability

Covers legal and compensation costs in the event of a claim by an employee

Building & contents cover

Protects building and internal contents from damage caused by fire and flood

Glass insurance

Covers replacement of broken windows in the event of an accident

Contents of communal areas

Covers appliances and furniture used in communal areas

All risks cover

Cover from fires, storms, floods, subsidence and escape to water


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​What is Block of Flats Insurance?

Apartment block insurance is aimed at covering multiple residencies within one building. This could be a house that has been converted in self-contained flats, or a purpose-built location; Insurance brokers consider properties with two or more flats or apartments to be a block.

Insuring a single flat within a block is one thing, but if you are the owner of a block of flats you will face increased risk in a lot of areas. This means you need an insurance policy that covers you for a number of issues you would not face as a landlord of just one apartment.

When you have people living in close proximity to each other and sharing communal areas like hallways, the chance of an accident occurring is high. Damage can often go unreported, as the culprits may be unwilling to take responsibility for their actions and people generally take less care of something when the owner is not present.

Types of Tenants

There can be a number of different types of tenant that could have an effect on your policy and the features it consists of. These types can include:

  • Professionals
  • Students
  • DSS rentals
  • Bedsits
  • Asylum seekers
  • Local authority placements

Whether you are a freeholder or property management company, you will be able to find the right quote for the right policy through QuoteSearcher.

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I completed one simple form on the QuoteSearcher website and I received three excellent quotes. This was exactly what I was looking for!

James Kenneth - Carlisle

I just wanted to say how impressed I was with the ease in which I managed to purchase my very reasonably priced insurance online.

Jenny Doulton - Lincoln

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Our company registration number is 05387593 with our registered office at 8 Waldegrave Road, Teddington, Middlesex, TW11 8GT.