Student Lets and What is to be Expected in the Future

With the University term starting at the end of September many will be starting to move into their new homes. It has been reported that student are now opting for private lets instead of halls during their first year, however, the first years that are starting in September are the first to be paying the increased tuition fees. Many landlords are already reporting rent arrears from students even before any tuition fees have been paid.

Most students take out a student loan that is funded by the government to those who are in full time education. One thing to remember as a landlord is that the student’s don’t actually ever receive the loan for the fees. It gets paid straight to the University; therefore the first year students starting in September are no worse off than those that preceded them. They only pay back these fees once they have graduated so in the short term, not paying rent because of high tuition fees is not an acceptable reason.

The best way to protect your income is to take out landlord insurance because paying rent is often last on the list of things students want to spend their money on. Even those who are good at money management aren’t risk free so protecting your investment and income is the best way to ensure some security.

As a result of the increase in fees there have been less applicants meaning less new students who want to rent a property. However, if you are letting in a student town then this shouldn’t be too much of an issue as there are plenty of other years that will need a place to stay for the year. This is especially true as Universities are trying to shift the responsibility of accommodating students to private landlords and there is an undersupply of these properties in the market.

By understanding changes that will be taking place for your potential tenants it will make it easier to determine what is valid and what isn’t. Having landlord insurance will protect you in the case of a dispute over something that isn’t valid and knowing that there will always be a constant stream of students looking for a place to live is reassuring. The student market is one that will remain buoyant.

Frankel: Horses Answer to Usain Bolt

Even those among us who may not be horse fanatics will probably have heard about Frankel; the fastest horse in the world. He has been dubbed Usain Colt although he has a better record and is faster than Usain Bolt.

This horse has never been beaten in all of his 13 races and has now won more than £2 million in prizes but his fortunes won’t end there. After he is retired and breeding, the offspring will provide a rather large amount of income when sold.

Frankel is worth £100 million and runs at 40mph so it will come as no surprise to you that there are CCTV cameras in his stable, that his trainer Sir Henry Cecil has fed to his bedroom.

This week in York all his devoted race fans came in their thousands to see Frankel race and win his eighth European Group One victory in a row. This means that he has now broken the record of seven wins in a row. This was set by Rock of Gibraltar whose part owner is Sir Alex Ferguson.

There is a lot to think about when racing/owing horses and getting them to races safely is one of the top priorities. By making sure you are covered with horse box insurance means that you have a little peace of mind when it comes to travelling.

In the race during the week also competing was Frankie Dettori on his horse Farhh. They finished second to Frankel and Frankie said, “It’s a joy to ride in the same race.

“He’s an absolute star.”

Frankel’s jockey is Tom Queally and he has said, “A horse of his calibre deserves a huge following so it’s good the public have latched on.”

The horse will run one more race and retire after, no one knows where or when he will be racing but they do know there will only be one more.

Proud Protein Only Restaurant

A new restaurant has opened that claims to the UK’s first protein restaurant and they are aiming to bring healthier meals to children in schools. The restaurant is called Gyms Kitchen and is in High Road in Leyton.

The restaurant has been set up by Steve Mavrou and business partner Richard Klein and they plan to provide the school meals to those in Waltham Forest. They decided to set up their venture as a result of the amount of takeaway and fried food outlets in the area. They wanted to create a place where people could get low fat, high protein grilled meats and a variety of vegetables to encourage the younger generations to eat healthier.

Setting up a new business is very difficult especially in the current economic climate and even more so to set up a restaurant with strict health and safety regulations. There are many costs to consider such as: wages, rent, restaurant insurance, suppliers and many more.

Steve Mavrou has said, “We really want to continue Jamie Oliver’s work of getting kids to eat healthier because there’s still more improvement needing to be done. The meals are better but could be much more nutritious.

“We are planning a kids menu which will be great. Also we are very interested in actually providing school meals; I think it’s the next step for us.”

The pair came up with the idea for the business of an all protein restaurant when they went on holiday to Los Angeles. They have an all protein breakfast over there and they wanted to bring the idea back to England.

They are currently being promoted by the gym Fitness First and have been visited by the captain of Leyton Orient Nathan Clarke. “It’s a little overwhelming but it’s great fun, I’m pleased with the way it’s going. Hopefully we can get the borough eating healthier bit by bit,” said Mr Mavrou.

The manager at Leyton Orient, Russell Slade has said, “It was great to visit with Nathan for the launch and sample their food, which was first class.

“Their vision of bringing accessible and tasty healthy food to the local high street is one which should be supported, especially in the aftermath of the Olympic Games, which has done so much to draw people to sport.”

Country Roads Vs. Motorhomes

When we think of motorhome holidays we think of the wide open spaces, the freedom to drive just about anywhere and as a result most of us head towards the country to get away from the hustle and bustle of everyday life in the city. However, as a result of this new found freedom during out holidays it is easy to forget that even the country roads can be labelled as A and B roads even though they may be little more than a dirt track. These are very difficult to take a motorhome down, especially when you are expecting a typical A road. We have put together some safety tips for you to remember while travelling through the country.

So we have all seen the “Go Slow” signs however, how many of us actually pay attention? Most of the time we assume we always know what is best and ignore the signs that tell us to reduce our speed. However, these signs are obviously there for a reason and even more so in the country when roads are often very uneven and there can be poor visibility. When travelling in a motorhome in the county it is always best to stick to 30 mph even if the speed limit is more. Most country lanes do carry the national speed limit but if you are travelling at these top speeds and you do need to claim on your motorhome insurance, your providers are less likely to cover you if you are travelling at the faster end of the limit.

There are some concerns when it comes to using your horn in any vehicle let alone a motorhome. Some use it to show their anger, others use it to encourage others to move on at lights, and some use it when taking on tight corners to let others close know of their presence. Of the three, we all know which one the horn is intended for however even this can be a little dangerous, especially on country roads. This is because if there is livestock around, the sound of the horn will scare the animals and if they aren’t fenced in they could run into the road and cause more of an accident.

These are all obvious things we know but in the excitement of going on holiday they can easily be forgotten and driving a motorhome is not an everyday occurrence so getting used to the motorhome each year takes a little getting used to.

The Simple Life for Euromillions Winners

Every week, those of us who do the lottery dream of all the things we would do with our winnings. Although I expect very few of us think that the first thing we will do with the money is buy a pizza and take a holiday in a static caravan.

The Euromillions lottery winners Adrian and Gill Baysford did just this. They could have chartered their own private jet to just about anywhere in the world but as this down to earth couple show, money doesn’t beat family. Instead they took a flight to Scotland to visit Gills parents who live in a caravan park in Carnoustie.

Her parents own a static caravan and have lived there for four months, We are sure that unless they are unhappy living here, this probably won’t change.

The Baysford’s seem to be a very down to earth couple with their only dreams of spending the money are on a Audi Q7, a trip to Disney land and travelling through the Canadian Rockies by train.

Considering that they will be earning £8,000 a day in interest this is just a tiny stone in the giant ocean of experiences they will no longer have to save for. We’re sure that the money will definitely help with their costs like tax, bills, static caravan insurance, car insurance for their new car, fuel, food and other things that some of us can struggle with.

Even though the couple are now the 516th richest people in the country it is nice to hear that they are still going to enjoy the simpler things in life and help out those around them and the ones that need it most.

Five Indian and Pakistani Restaurant Favourites

As yesterday was Pakistani Independence day and today is Indian Independence day, here at QuoteSeacher we thought we would take a look at the best restaurants (in no particular order) from these countries that we have here in London. Even the best need restaurant insurance!

First on the list is Benares in Mayfair. It is a Michelin star restaurant which offers Indian meals with a twist of Britain. In September the chef, Atul is holding a master class to let you learn more about his approach to cooking and included is breakfast, lunch, along with a copy of his book and some of his chutneys.

Next on the list is the Pakistani restaurant Tayyabs in Whitechapel. It serves some of the best Punjabi cuisine and is renowned for the mixed grill and lamb chops. The restaurant is started off as a small café and over the years has grown into the restaurant it is today.

We couldn’t mention Tayyabs without having their rival on the list; Lahore Kebab House. This is of course a Pakistani restaurant as well and many who eat at both restaurants can’t decide which is better. This place does attract some celebrity faces and has a great meat selection. Many Indian and Pakistani restaurants are vegetarian so this is a great place for meat lovers.

Quilon makes our list at number four and is again another Michelin stared Indian restaurant. Here, they have just completed a redesign of the whole place. The menu focuses on the coastal cuisine found in the South West of India with a lot of seafood, coconut and mango featuring heavily in the menu.

Last but not least is Rasa N16. This was the first restaurant in the chain of Rasa and I still remains many peoples favourite. It is one of the best vegetarian restaurants in the Capital and has a great selection of South Indian food. Even if you feel like you can’t go a meal without meat, visit the Rasa Travancore that is just across the road.