Free School Dinners at Primary Schools


For years the quality of school meals have been criticised with the turkey twizzler being banned and now school dinners are back in the limelight. But this time it is because the government will be providing food for children who are in their first three years of primary school free of charge. This means that the parents who once had to fork out (excuse the pun) money each week for a meal prepared by the school or sending their kids in with a packed lunch box no longer need to.

The initiative comes not long after many families had their child benefits cut which may strike many as a strange alternative but it is predicted that this new scheme will save families around £400 a year on average. The scheme will cost £600 million and will come into effect next September according to Nick Clegg who is the leader of the Liberal Democratic Party. (more…)

How to get a cheaper minibus insurance policy


With all the kids back at school, there are many things that need to be considered by the schools to ensure that they are not only great places to learn in but also are safe. There are many accidents than can happen on a school property due to the amount of people that are in the same area at the same time. Not only is making sure the school grounds are safe it is also important to ensure that vehicles that are used by the school such as minibuses are also safe.
The safety of the vehicle is maintained through regular services and MOT’s which helps bring peace of mind to those who are driving the vehicles. It is also important to ensure that the vehicles are covered with a minibus insurance policy just in case it becomes damaged. (more…)

Mums Taxis are the Most Reliable


We have all seen the bumper stickers that say “Mum’s Taxi Service” well it has been revealed that a mother will travel around 1,248 miles a year. This is a truly astonishing amount when you realise that this is a journey from London to Zurich and back again according to new research.

These huge amount of miles covered include the school run, after school activities, taking them to their friends houses and to nightclubs. With all these driving it is not surprising that parents spend £1,174.04 on average in petrol every year. They tend to fill up four times a month. Imagine if they had to pay taxi insurance on top of this too! Although, they are paying for a car insurance policy each year. (more…)

Which Motor Trade Policy is Best for You?


When it comes to setting up your business, usually you have a clear idea of what it will entail, what your goals are and what needs to be achieved. When it comes to choosing which insurance product is best this may not be as simple as you would think. There are many products on offer and some can often look very similar. With this in mind we have put together a quick summary of the different types of motor trade insurance there are available.

Third Party

If you are operating a motor trade business of some sort then the most basic kind of policy you can have is third party. This policy covers the business for damage to vehicles, injuries and death for a third party member who is affiliated with the business. This type of policy is a legal requirement if your business is operating in the following fields: repairs, running an MOT garage, buying and selling cars and driving customer’s vehicles. With a third party policy there is the option for a little more cover by opting for third party fire and theft. This means that the policy includes everything that is listed above as well as if the vehicle is stolen or if the vehicle catches fire. (more…)

Is now the Time to Buy in Spain?

Spanish Flag

Unfortunately the Spanish property market hasn’t managed to bounce back as well as our property market here in Britain. During the last five years, there have been catastrophic things happening in the Spanish market from over building to the Euro crisis.

The government are now working towards rebuilding investor confidence and they are doing this by slashing prices to help reduce the amount of unsold properties as there is a vast amount. Spain was a very popular destination for buying properties amongst Britons during the real estate boom. Many bought homes for retirement and even holiday homes that they rented out during the winter months. Of course for this, these investors needed landlord insurance to make sure their properties were protected when they may not have even been in the country. (more…)

No Claims Bonuses


When it comes to operating a business it is always nice when you can save a little money on the essential things you have to purchase to ensure they meet legal requirements. One way motor trade businesses can save money on their insurance policies is to gain a no claims bonus. (more…)