Imported cars bring a lot of joy to automobile aficionados, but there can often be a headache associated with insuring them. When searching for imported vehicle insurance, you need to be mindful of a few important aspects.
If you are looking for import car insurance without the hassle, QuoteSearcher has you covered. We reach out to our panel of brokers, who can offer competitive imported car insurance quotes, and connect you directly to them. Simply fill out our form and our partners will be in touch with you as soon as we can.
Policy Features for Imported Car Insurance
Your import insurance policy could include the following features:
Cover for All Grey Imports
Car insurance for imported vehicles from Japan, the EU, and the US. Find out more about Grey Imports Cover.
Left Hand Drive Cover
This will insure your car in spite of it being left hand drive as opposed to the UK standard
Imported cars have parts that are often difficult to source, so you need to be covered for this
Q Plated Import Cars
If your imported vehicle has been modified from manufacturer standard. Read more about Q Plated Import Cars.
This term refers to cars that have been imported from overseas privately, rather than by the manufacturer. Many grey imports come from Japan, and have thus do not meet European emissions or safety standards, so you will need to bring this in as a personal import. In order to do this, and be able to get an insurance policy, you will need to ensure your car goes through the Basic Individual Vehicle Approval Test.
Insurers can often see grey imports as more of a risk due to their usually increased power and risk of theft. You can help to reduce your premium by ensuring your car is locked away and stored safely in a garage or secure car park.
Frequently Asked Questions about Imported Car Insurance
Insuring an imported car will often be more expensive due to the perceived increase in risk by brokers. Having said that, speaking with an import car insurance specialist will be somewhat of a safeguard against exorbitant costs.Importing a vehicle into the UK can be fraught with issues, so the last thing you want is issues with your insurance. You need to work with a broker you trust, and one that can offer you all the necessary import insurance policy features for the most competitive price.
Imported cars are seen as non-standard by insurers, which means that these cars require a specialist type of cover regardless of whether it has been modified or not. If the vehicle has been modified from manufacture standard, it is likely to get a Q plate. The Q plate usually applies to kit cars and rebuilds, or any time when the age of the vehicle is not certain, due to the presence of non-original parts or a gap in its documented history.
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