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Owning a horse is a serious investment. Horses are very valuable animals, particularly if they are used for racing or for breeding. They are also expensive to keep, as you have to pay for stables, food, equipment, vets bills, accessories and a horsebox to transport them in.
Horseboxes are not cheap; they can easily run up to the £100,000 mark. But this is a small price to pay to know that your horse is travelling in maximum comfort and safety, especially when on the roads where accidents and collisions are all too common.
Horsebox insurance is there to protect you and your horsebox.
Cover is available for a wide range of different horseboxes, from 3.5 tonne vehicles all the way up to HGVs.
It is important to note that horsebox insurance is only insurance for the horsebox itself. Your horse will not be covered, but will require its own dedicated insurance policy. Check whether or not your horse insurance policy extends to cover your horse whilst in transit.
As with any type of vehicle insurance, there are 3 levels of cover available, in ascending order of price:
Fully comprehensive might be the most expensive level, but it could end up saving you money in the long run. Also be sure that if you do have third party only, you are not leaving yourself underinsured.
Although is varies from insurer to insurer, below is a list of the most common features of a horsebox insurance policy.
Horsebox breakdown cover is also available from some insurers.
If your horsebox is valued at over £100,000 then you may need to get a specialist quote.
Get in touch with our team today to find which of our partners has the right horsebox insurance policy for you!