Adding Breakdown Cover to your vehicle insurance policy provides you with AA or RAC roadside assistance in the event your vehicle becomes mechanically inoperable. This value added benefit can often mean the difference between fixing a flat tyre or starter motor on the spot, without having to have your broken down vehicle transported to a garage at a much larger expense. Including it as part of your policy also saves you the hassle of registering for AA or RAC under a separate membership.
Often, issues such as misfuelling, engine issues or flat batteries can cost a significant amount without cover, so it is therefore advisable to have a broader level of cover. The main features of breakdown insurance are:
This will cover the costs of getting your car fixed at the side of the road so you can get back on it immediately
Covers the cost of getting your car running if it breaks down close to your home
Covers the cost of either getting your broken-down vehicle to a local garage, or to any location in the UK
Covers the cost of a replacement vehicle or the cost of a taxi or public transport, so you can get on with your journey
Some brokers cover breakdown costs for you and up to 3 members of your family as an extra
You should also check whether your breakdown cover is applicable when you are driving abroad in the EU, or whether you will need to add it as an optional extra.