Convicted Driver Insurance

  • Multiple quotes from specialist brokers
  • DR10, SP30, TT99, LC10, CD10, IN10 plus many more
  • Banned, points on licence, drink driving all dealt with
  • Criminal convictions, we can help
Get Quotes
See More

We Partner With...

1answer-insurance logo
insurance revolution logo
bg-barry-granger-insurance logo
mce-insurance logo
gsi insurance.com logo
lifesure group logo
quote detective logo
one insurance solution logo

How can QuoteSearcher help you?

A driving conviction can happen to even the best of drivers. Each year, more and more vehicles are crowding UK roads, meaning more accidents, more traffic, and more driving stress. And with technology improvements in speed cameras and traffic control, there are more ways to be caught for an infringement. Although a driving conviction can be a costly experience, it can still be affordable to ensure you and your vehicle, and allow you to build up your NCB again.

At QuoteSearcher, we have a lot of experience in dealing with convicted driver insurance, and indeed the brokers that offer such policies. We know that maintaining a driver’s license is integral, which is why we aim to take as much of the legwork from you as possible.

We ask for a few bits of information which we then take directly to our wide-ranging panel of brokers. They will get in touch with you to provide you with a competitive, comprehensive insurance quote.

Policy Features

Having a driving conviction has an impact on your insurance as it makes you a higher risk. Our specialist brokers provide unique policies tailored for drivers with convictions. Despite paying a higher premium to be insured, these are some of the features your policy could include:

Legal Cover

Covers the cost of any legal expenses incurred after policy start

Breakdown Cover

Roadside assistance for your vehicle in the event of a breakdown

EU Cover

Stayed covered even when using your vehicle to travel around Europe

Protected No Claims Bonus

Maintain your NCB when moving to a convicted driver policy

 

Ways to Lower Insurance Premium

Once approved for a policy, convicted drivers can lower their premiums with the following:

High Excess

Higher excess can mean lower premiums.

Low Mileage

Restricting mileage lowers vehicle risks

Telematics

Installing a black box to monitor driving behaviour

Driving Courses

Rehabilitation to improve awareness and ability

Gavel

Most Common Driving Offenses

The most common driving offenses in the UK are drink, speed and dangerous driving related, with the most common being:

SP30

Exceeding Statutory Limit on a Public Road

DR10

Driving Above the Legal Alcohol Limit

CU80

Breaching Control of the Vehicle

DD40

Dangerous Driving

IN10

Using a Vehicle Uninsured Against Third Party Risks

TS10

Disobeying traffic light instructions

Disqualified Driver

Disqualification means you are banned from driving. This is either as a result of being convicted of a serious enough driving offence, or by accruing 12 or more penalty points (endorsements) within a 3 year period. The length of the disqualification depends on the nature of the offence, as follows:

  • 6 month ban if you get 12 or more points in 3 years
  • 12 month ban if you get a 2nd disqualification within 3 years
  • 24 months if you receive a 3rd disqualification

If you are disqualified for more than 56 days, you must apply for a new license before you can start driving again. The court may order you to retake your driving test or take an extended driving test before getting your new license. You may apply to have your disqualification period reduced after you have been banned from driving for:

  • 2 years if the disqualification is between 2 and 4 years
  • Half the disqualification period if it is between 4 and 10 years
  • 5 years if you disqualification is for over 10 years

Frequently Asked Questions About Convicted Driver Insurance

    • Do I need Convicted Driver Insurance?
      Most people think that you only need convicted driver insurance if your conviction relates to a driving issue, however this is often not the case. Even if you have been convicted of fraud, theft, or aiding and abetting it is more than likely that some car insurance providers will refuse to cover you as they believe you pose more of a risk. However, the impact of convictions on insurance policies varies, so if you want to make sure you are getting the best price you should always think of convicted driver insurance as an option.
    • Is Convicted Driver Insurance expensive?
      Unfortunately, most insurance providers charge higher premiums for convicted drivers, which is why we talk to a number of them on your behalf in order to get you the best price. There are ways you could reduce the cost yourself however, such as increasing the amount of the excess for the policy. After a few years of careful driving you will also start accruing no-claims periods, which could reduce your insurance premiums in the future.

I bought my insurance online before and the quote process was so lengthy and complicated compared with the process on your site. Great stuff!

Mike Dennis - Woking

I just wanted to say how impressed I was with the ease in which I managed to purchase my very reasonably priced insurance online.

Jenny Doulton - Lincoln

Get in touch
Contact Us

QuoteSearcher Limited is authorised by the Financial Conduct Authority. Our FCA registration number is 504796. This can also be checked by visiting www.fca.org.uk

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Our company registration number is 05387593 with our registered office at 8 Waldegrave Road, Teddington, Middlesex, TW11 8GT.