Dump trucks typically carry large, heavy loads of loose materials in open top trucks, the risk from which is particularly pronounced when interacting on public roads or near public property. No matter how careful you are, things can go wrong and such mistakes can be tremendously expensive. Covering a business from third party events, including illness and injury to a person, as well as damage to their property, it is one of the most import features to seek out for all dump truck using businesses.
Third Party, Fire & Theft
This provides cover for fire, theft and damage to the vehicle itself. This is an important addition as dump trucks are some of the most expensive commercial vehicles on the road and therefore a target for thieves. It is also important to note that combining these policies can end up being more affordable, although this will largely depend on the insurance company themselves and the circumstances of the business seeking out the policy.