Depending on the size of the vehicle, a HGV license, and therefore insurance, will need to be applied. Such policies are highly variable and should be cultivated for the individual rather than presenting a one size fits all policy. HGV insurance differs from commercial truck insurance and certain considerations are highly relevant. For example, polices for haulage insurance, which tends to be a single load, and carriage of goods, which tend to be multiple deliveries.
The main way in which EU cover can contrast is in whether it is applied for short-term use, which is often defined as up to around 180 days, or whether the policy will be ongoing. Obviously this depends on whether the business itself works regularly within the EU. The policy can cover a range of eventualities, such as windscreen replacement and breakdown and may even be able to replace the vehicle if necessary.