Third Party Cover
If you driving a vehicle in the UK, you must have third party insurance in place. Not only is it legally required, but it is common sense as even the smallest of accidents can become extremely expensive. In the case of mobile catering, the policy should cover all risks relating to serving members of the public, which includes the unit itself. This way you are covered for almost all eventualities.
Fire & Theft Insurance
Often added on to third party insurance, fire & theft cover is another standard policy that is even more relevant for burger vans than it is for other vehicles and units. This is due to the fact that expensive equipment, stock, and the vehicle itself are perfect targets for thieves. There is also the fact that fire is at increased risk for burger vans with fat and fuel being an ever present in the environment.