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Catering Van Insurance

Why Use Quotesearcher

  • No need to shop around to find the best deal
  • One stop solution for all your insurance needs
  • Only deal with leading UK insurers

Whether you are serving cheese burgers outside the football on a Saturday or organic, gluten free baked goods on Brick Lane, catering van insurance is essential to protect you and your business against risks.

We have years of experience in helping our customers find the right catering van insurance policy for them.

Why do I need Catering Van Insurance?

Working with food and the public presents a unique set of risks, and as the business owner you are at risk of public liability and compensation claims. It could be anything from somebody suffering food poisoning and holding you accountable, to a passer-by slipping on some food outside your van which you failed to clean up. Or perhaps a disgruntled customer wants to take it out on your van and ends up vandalising it!

Whatever the case, these sorts of problems can prove incredibly costly, and can have very serious financial implications especially for smaller catering businesses.

Typical catering vans include:

  • Burger Vans
  • Fish and Chips
  • Ice Cream Vans

Cover is available for all types of catering van, whatever the size, model or make, from the smallest little van to a 7.5 tonne catering truck. Purpose built catering vans and conversions are also eligible for cover.

What is Catering Van Insurance?

As with car insurance, there are three levels of cover available:

  • Third party only
  • Third party, fire and theft
  • Comprehensive

Different businesses have different requirements, so we have compiled a list of the most common features of catering van insurance policies below.

This will help you choose the policy features which are right for you, and to prevent you either over or under insuring yourself:

  • Public liability – this is included as standard in the majority of catering van insurance policies, because this is the most common area where you are likely to encounter problems. This will protect you against any compensation claims made against you as a result of a member of the public sustaining injury, illness or their property being damaged as a result of you or your business.
  • Employers Liability – this is a legal requirement if you run a business with staff. It protects you in case one your employees makes a compensation claim, which can end up an expensive process.
    Replacement Vehicle – your catering van is your livelihood, so this is designed to get you back on the road and earning money again as quickly as possible.
  • Vehicle Repair – if your catering van is damaged, this will cover the cost of repair and removal, as well as having the vehicle being delivered back to you again.

Other extra features also worth considering are:

  • Stock Insurance
  • Legal Expenses
  • Personal Accident
  • Road Rage
  • Vehicle Recovery Abroad
  • Business interruption
  • Money
  • Frozen food

Insurers also offer a variety of discounts, including NCB bonuses for young drivers. This will vary depending on your insurer, but it is a good idea to enquire.

Get in touch with us today so we can help find the right catering van insurance policy for you!

Why Use Quotesearcher

  • No need to shop around to find the best deal
  • One stop solution for all your insurance needs
  • Only deal with leading UK insurers