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Static Caravan Insurance

Compare Quotes On Your Static Caravan Insurance

  • Compare static caravan insurance through specialist brokers
  • Cover options for holiday parks and private land
  • Policies that reflect seasonal use and unoccupancy
  • Quick form to connect with experienced brokers
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Why Use QuoteSearcher for Static Caravan Insurance?

Arranging insurance for a static caravan can be more complex than standard home or vehicle cover, particularly when considering factors such as location, seasonal use and exposure to weather-related risks.

QuoteSearcher connects static caravan owners with brokers who are experienced in this area of insurance. By completing a short form on our site, you can be introduced to brokers who will assess your caravan and outline cover options based on how it is used.

This approach allows you to explore cover through brokers experienced in static caravan insurance, without needing to contact multiple providers yourself.

FINDING SPECIALIST QUOTES SINCE 2005
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FAST AND SIMPLE PROCESS, YOU’RE IN THE RIGHT PLACE
Complete one simple form to receive multiple quotes, let us do the leg work for you
SIT BACK AND RELAX, YOU’RE IN CONTROL
You compare the quotes and choose the policy that best suits your needs
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Customer's Love Our Service

Quick quote, no hassle and saved £700!

Alfred Rooney

Fantastic can't fault in any way, would use time and again and recommend to all!

Alan Jones

Excellent and fast service, will use again.

Kevin Green

Quick helpful and cheap, can’t complain at anything. Thanks very much.

Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

What Is Static Caravan Insurance?

Static caravan insurance is designed for caravans that are kept in a fixed location, typically on holiday parks or private land.

Unlike touring caravans, static caravans are not intended to be towed regularly, and insurance policies often focus more on property-style risks such as weather damage, flooding and long periods of unoccupancy.

Static Caravan Insurance Policy Features

Please note that cover will always vary depending on the insurer and policy, but may include the following:

Unoccupied Cover

Protection while the caravan is not in use, which is particularly important during off-season periods.

Accidental Damage Cover

Cover for unexpected damage, ranging from minor impacts to more significant structural issues.

Malicious Damage Cover

Protection against vandalism, theft or unauthorised access.

Water and Frost Damage Cover

May include protection against burst pipes, leaks or damage caused by freezing temperatures.

Liability Cover

Cover for legal costs and compensation if a third party is injured or their property is damaged in connection with your caravan.

Flood Cover

Optional or included protection for caravans located in areas at risk of flooding.

What Affects Static Caravan Insurance?

Several factors can influence the type of cover available and the cost of your policy:

  • The location of the caravan (including flood or coastal risk)
  • The value and age of the caravan
  • Security measures in place
  • How often the caravan is occupied
  • Whether it is rented out to third parties

Caravans located on managed holiday parks may also be subject to site-specific requirements, which insurers may take into account.

Tips for Protecting Your Static Caravan

Taking preventative measures can help reduce risks and may be viewed favourably by insurers.

Regular maintenance, particularly checking for leaks or signs of wear, can help prevent long-term damage. Draining water systems during colder months may reduce the risk of frozen pipes, while ensuring the caravan is securely locked when not in use can help deter theft or vandalism.

Frequently Asked Questions About Static Caravan Insurance

    • What is static caravan Insurance?
      This is a specific insurance policy designed to cover all the needs of a static caravan owner, and offer sufficient protection in case their caravan is damaged. Static caravans face a unique set of threats, which is why there are dedicated static caravan insurance policies, rather than a simple covers all ‘caravan insurance policy’.Like any insurance policy, static caravan insurance will have its limitations, and it is important that you understand exactly what your static caravan insurance policy does and does not contain. For example, whether there are any limitations in place for letting and occupancy.
    • What makes a static caravan different from a normal caravan?
      The term ‘caravan’ covers a wide range of recreational vehicles, yet static caravans are extremely different to touring caravans.  For a start, your static caravan will be in the same place all year round, which means that if you are based elsewhere you will need to know that it is protected.  Furthermore, static caravans usually include more features than touring models, such as porches and fully fitted kitchens which require a higher level of protection.
    • Why do I need static caravan insurance?
      The risks faced by static caravans are unique. As they often spend months at a time lying exposed in a field, they are at greater risk of weather damage than a traditional holiday home would be. Static caravans can also be targeted by thieves or vandals, who know full well that the owner is most likely many miles away and will not find out until it is too late.Static caravan insurance will make sure your static caravan is safe even when you’re not there to look after it.
    • What information do I need to provide?
      Apart from the usual personal contact details, some general information about your static caravan and insurance history would also be required to ensure we find you the best policy. Make, Model and year of manufacture are standard, but also expect to answer some questions around the security of the site where your static caravan is located and any additional security measures taken.
    • What static caravans can be covered?
      Each static caravan is personal to its owner, and so there are a wide range of options on the market to choose from.  As QuoteSearcher has worked with a large number of partners over the years we are able to help nearly every customer find a policy for their static caravan that is extensive yet affordable.  When filling out our online form we list the dozens of caravan makes that our specialist brokers can cover so that you can easily choose the type you own. 
    • How can I pay for my static caravan insurance?
      Once you are happy with your caravan insurance quote, you can pay by credit or debit card. You can alternatively set up a direct debit account if you would prefer. Once you have paid for your caravan insurance, you will have immediate cover and so you will not have to worry about waiting for your policy documents.
    • Can other people use my static caravan?
      Yes, most caravan insurance providers will allow friends and family to use your caravan, provided they have your permission to do so of course. If you want to allow friends and family use your caravan, and you know that this is a possibility, then you should check with the insurer that it is possible before you purchase your insurance.
    • Will the contents of my caravan be insured?
      Yes, any accidental loss or damage to the contents and personal items inside the caravan can be included in the caravan insurance policy for an additional premium. You can select the value of your contents inside the caravan whilst applying for a caravan insurance quote on the QuoteSearcher website.