Young Drivers Insurance
  • Quotes from brokers experienced with young drivers
  • Cover options available for drivers aged 17–25
  • Options for first-time and newly qualified drivers
  • Compare young driver insurance with one quick form

We partner with specialist insurance providers including

lfestyle insurance broker logo
1st UK Broking
peacock insurance logo
thininsurance logo
business-choice-direct insurance services logo
cia-insurance logo
broadsuredirect insurance logo
airsports-insurance bureau logo
Ripe Insurance Logo
riviera insurance logo
bridle-insurance logo
barry-grainger-insurance logo
onse sure logo
nashwarren motortrade insurance logo
JB Brokers

Why QuoteSearcher for Young Driver Insurance?

For many people, learning to drive between the ages of 17 and 25 is a big milestone, but arranging insurance during those early years can feel like a challenge. With less driving experience, younger drivers may be viewed as higher risk by some insurers, which is why insurance premiums can be noticeably higher than for more experienced motorists.

That doesn’t mean finding insurance options is out of reach. Many young drivers want protection that reflects how they actually use their car, whether that’s commuting, studying, or building confidence on the road. We work with brokers who regularly arrange insurance for under-25s and are experienced in arranging insurance for under 25s.

If you’re finding it difficult to secure insurance options that fit your circumstances, simply complete our short form and we’ll arrange for trusted brokers to get in touch and discuss the options available.

FINDING SPECIALIST QUOTES SINCE 2005
Online for over 20 years matching customers with specialist brokers
FAST AND SIMPLE PROCESS, YOU’RE IN THE RIGHT PLACE
Complete one simple form to receive multiple quotes, let us do the leg work for you
SIT BACK AND RELAX, YOU’RE IN CONTROL
You compare the quotes and choose the policy that best suits your needs

Customer's Love Our Service

Quick quote, no hassle and saved £700!

Alfred Rooney

Fantastic can't fault in any way, would use time and again and recommend to all!

Alan Jones

Excellent and fast service, will use again.

Kevin Green

Quick helpful and cheap, can’t complain at anything. Thanks very much.

Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

Policy Features for Young Drivers

Depending on the provider and the type of policy discussed, young driver insurance may include:

Breakdown Cover

Options for roadside assistance and recovery if your car breaks down. Find out more about Breakdown Cover.

Excess Protection

Some policies may offer protection to help cover your excess in certain claim situations. Learn more about Excess Protection.

Lost Key Cover

A broker may outline policies that include options for replacing lost or stolen car keys. Read more about Lost Key Cover.

Car Hire

If your car becomes non-driveable, some policies may offer access to a temporary replacement vehicle. Find out more about Car Hire Cover.

Options for Under 25 Car Insurance

It’s completely normal to feel a bit nervous when you first start driving on your own, and it’s also common to be surprised by how much insurance can cost. While lessons and tests are expensive, insurance is often one of the larger ongoing costs for young drivers.

Insurers base their pricing on risk and often consider driving experience when assessing risk. That said, several factors influence how a policy is priced, including:

The Make and Model of Your Car

Smaller, lower-powered cars are generally cheaper to insure. Engine size, vehicle age, and overall value all play a part, which is why cars in lower insurance groups are often associated with lower premiums.

The Type of Cover You Choose

Motor insurance typically comes in three forms:

  • Third Party Only (TPO)
  • Third Party, Fire & Theft (TPFT)
  • Fully Comprehensive

TPO is the legal minimum, but some young drivers prefer fully comprehensive cover for broader protection. A broker can help explain the differences between cover types.

Vehicle Security

Where and how your car is stored matters. Parking in a garage or on a driveway, along with features like alarms or immobilisers, can reduce the risk of theft and may help lower premiums with some insurers..

Driving Behaviour

Some providers may offer telematics or “black box” policies, which monitor driving habits such as speed, braking, and time of travel. Safe driving can sometimes lead to lower costs, depending on the provider. Additional courses like Pass Plus may also be recognised by certain insurers.

Frequently Asked Questions About Young Drivers Insurance

    • Which young driver insurance is right for me?
      Finding car insurance for people under the age of 25 can be difficult to find, purely because they are not as experienced as older drivers, and car insurance companies might be hesitant to take the risk. At QuoteSearcher, we'll help you find the young driver insurance that's right for you at competitive prices. Just fill out our form and we'll help you from there.
    • Why is young drivers insurance so high?
      Young driver's insurance is usually more expensive than other car insurance. This is because drivers under 25 years old do not have the experience that older drivers have, and young drivers are more likely to be involved in an accident. In order to mitigate this risk, insurance companies charge higher premiums, which makes young driver's insurance more expensive than normal car insurance.
    • How can I reduce young driver insurance premiums?
      While young driver insurance premiums are most likely to be high, there are a few ways you can reduce costs. First, the car you drive will have an effect on premiums. The smaller the engine and the less power, the lower the costs. Second, the more security your car has, such as alarm systems, if you keep it in a garage instead of in a driveway or on the street, etc., can also decrease your premiums. And finally, insurers will also take into account how safely you drive. The safer you drive, the cheaper your policy.
    • What car should I have to get cheaper young driver insurance?
      The make and model of your car can have a pronounced effect on how much your insurance costs. The larger your car is, and the more powerful the engine, the more your car insurance will cost. If you're interested in cheaper young driver insurance, we suggest looking for a smaller, less powerful car for young drivers.
    • What is young driver insurance?
      Young drivers are considered to be between the ages of seventeen and twenty-five, as it is between these ages that many people learn to drive. It can be very difficult for young drivers to find insurance, as they are more likely to get in an accident than more experienced drivers, and therefore, insurers are less willing to insure them -- or will insure them at greater costs. Young driver insurance can cover everything from replacement keys to breakdown coverage to car hires, so fill out our form and we'll help you find the best, most competitive coverage we can.