- Access quotes from imported vehicle specialists
- Cover options for grey imports, EU models and more
- Options available for Japanese, European and US imports
- Compare insurance quotes with one quick form
Imported Car Insurance
We partner with specialist insurance providers including
Why use QuoteSearcher?
Importing a car can be exciting, especially if you’re passionate about models that aren’t commonly found on UK roads. However, arranging insurance for an imported vehicle can be more complex than insuring a standard UK model. Differences in standards, parts availability, and performance levels all contribute to how insurers assess risk.
We connect you with brokers experienced in arranging insurance for imported vehicles and who regularly work with imported vehicles of all kinds. By completing our short form, you’ll be introduced to specialists who can discuss your car, its origin, and how you plan to use it – helping you compare what different providers can offer.
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Complete one simple form to receive multiple quotes, let us do the leg work for you
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You compare the quotes and choose the policy that best suits your needs
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Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.
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Policy Features for Imported Car Insurance
Depending on the provider’s terms, an imported car insurance policy may include:
Cover for All Grey Imports
Some providers offer options for vehicles imported directly from countries such as Japan, the EU, or the US. Learn more about Grey Import Cover.
Left Hand Drive Cover
Some brokers can explore insurance options for left-hand drive vehicles, depending on specification and use.
Specialist Repairs
Some providers take into account factors such as repair complexity for certain imports.
Q Plated Import Cars
If your vehicle has significant modifications or differs from factory standards, a broker may discuss options involving Q plates. Learn more about Q-Plated Import Cars.
Types of Cars Covered
The type of car you import plays a major role in how brokers assess risk and determine the type of cover available. Some imported cars are straightforward to insure, while others require more specialist expertise.
Grey Imports
Grey imports, often from Japan, are brought into the UK privately rather than through a manufacturer’s official distribution network. These vehicles may not meet UK or European regulations, so an Individual Vehicle Approval (IVA) test may be required before cover can be arranged. Some providers may view these vehicles as higher risk due to availability of parts or performance characteristics.
Keeping the vehicle in a secure garage or monitored parking area may help reduce the likelihood of theft and could contribute to lower premiums, depending on the provider.
Parallel Imports
Parallel imports typically come from EU countries, with specifications that closely match UK models. Because these vehicles usually comply with EU safety and emissions standards, some providers may view them as less complex to insure.
Reducing Your Premium
Specialist brokers can help you explore ways to keep your premium manageable. Depending on the provider, options may include:
Limited or Agreed Mileage
If you only use your imported car for shows, exhibitions, or occasional weekend driving, some brokers may offer mileage-restricted policies. Lower annual mileage may be viewed as lower risk by some providers.
Choosing a Less Modified Vehicle
Cars with extensive performance or cosmetic modifications can attract higher premiums due to increased risk and higher repair costs. Models closer to factory specification may attract lower premiums with some insurers.
Secure Storage
Storing your vehicle safely – for example, in a locked garage – may support a lower premium, depending on the insurer’s criteria.
