Public Liability Insurance
The most important of the voluntary insurance policies, public liability covers risk of injury for employees, customers and members of the general public. It is nigh on impossible to guarantee that injury, even small in scale, will not occur when working from heights with dangerous equipment and falling objects.
Employers’ Liability Insurance
No matter what the sector, if you hire employees you must provide coverage for any possible injury that might occur while they are working for you. In the case of tree surgeons, this becomes all the more important. The physical nature of the work, the use of dangerous equipment, and working from heights all mean that injury is a constant risk. If found liable, this can ruin a business. There is also a fine of up £2,500 per day if the coverage is not undertaken.