Tradesman Insurance
  • Multiple quotes from specialist brokers
  • Plumbers, Scaffolders, Bricklayers, Roofers, Electricians all covered
  • No matter your trade QuoteSearcher can help

We partner with specialist insurance providers including

lfestyle insurance broker logo
1st UK Broking
peacock insurance logo
thininsurance logo
business-choice-direct insurance services logo
cia-insurance logo
broadsuredirect insurance logo
airsports-insurance bureau logo
Ripe Insurance Logo
riviera insurance logo
bridle-insurance logo
barry-grainger-insurance logo
onse sure logo
nashwarren motortrade insurance logo
JB Brokers

The QuoteSearcher Benefit

Finding specialist tradesman insurance providers can often be a difficult journey through endless paperwork, with rival companies promising the world. At QuoteSearcher, we remove this difficulty by connecting you directly with specialist brokers who compete to give you the most competitive price for your insurance.

QuoteSearcher is free to use, and strong relationships with our brokers leads to longevity, ensuring they are happy to continue offering the best and most competitive quotes for your specialist needs. Spending hours searching is annoying and *detrimental to the efficacy of your business, which is why the legwork is completed by us and our brokers. They compete for your business, nurturing your needs beyond their own.

At QuoteSearcher, we bring the opportunities to you, with brokers contacting you directly to give you their quote, leaving you with nothing to do but choose what’s right for you.

FINDING SPECIALIST QUOTES SINCE 2005
Online for over 20 years matching customers with specialist brokers
FAST AND SIMPLE PROCESS, YOU’RE IN THE RIGHT PLACE
Complete one simple form to receive multiple quotes, let us do the leg work for you
SIT BACK AND RELAX, YOU’RE IN CONTROL
You compare the quotes and choose the policy that best suits your needs

Customer's Love Our Service

Quick quote, no hassle and saved £700!

Alfred Rooney

Fantastic can't fault in any way, would use time and again and recommend to all!

Alan Jones

Excellent and fast service, will use again.

Kevin Green

Quick helpful and cheap, can’t complain at anything. Thanks very much.

Mark Smith

Found the site easy to use, had good feedback from four companies, all very competitive.

Jackie Hunter

Helpful and efficient service, I was impressed how quickly I received my quotes.

J Hale

Very quick responses and completed selection and purchase of a very competitive new policy within 24 hours.

Roy Halistones

Very good and easy to use, this has not only saved me money but also saved me a lot of phone calls and time, thank you.

Shirley Dixon

Excellent service and delivered quicker than the website said. Have bought and will buy much more from here. Prices very competitive and often much cheaper. Yet to find something I want that they don't have.

David McGarry

Thought they were very good there was no need to ring around and I found what I was looking for.

Mrs M Hutson

Policy Features

Some of the most common features people choose to include as a part of their tradesman insurance policy:

Personal accident insurance

Covers medical costs and income for any injuries sustained performing work

Tool insurance

Replaces defective, damaged or broken tools essential to work

Business equipment insurance

Cover for key business equipment and machinery in the event of damage

Plant and machinery insurance

Cover for specialist equipment used off-site to produce materials used

Policy Requirements

Tradesmen cover a wide variety of specific trades, including things like carpentry, plumbing, electrical work and more. With any trade business, liability insurance should be put in place to protect both your business and its employees from financial pitfalls associated with a claim. The fact many tradesmen are also self-employed means that they, rather than their employer, can be held personally liable for any damage or injury caused.

We would always recommend any business has at least one form of liability insurance policy in place:

  • Public liability insurance
  • Employers’ liability insurance – this is a legal requirement if you employee any staff at all
construction manager advises on architecture plan
Builder with tool belt

What Trades Can Be Covered?

There are numerous trades that should be protected by a dedicate insurance policy. These include:

FREQUENTLY ASKED QUESTIONS ABOUT TRADESMAN INSURANCE

    • What does tradesmen insurance cover?
      Depending on the size and type of your trade business you will need a certain amount of cover in order to protect you and your income.  This is why our partners can provide tradesmen tool insurance as well as tradesmen liability insurance, which can respectively cover the cost of damages to your tools or compensation if one of your employees or a member of the public is involved in an accident and claim it’s your fault.  When filling out our quote form you can choose the amount of employer liability and public liability required, meaning that if you specialise in a high risk trade service you won’t have to worry about accidents.
    • What if I do not have a business name?
      If you do not have a business name then that is not a problem, instead please enter your full name when applying for a tradesman insurance quote.
    • Under a tradesman policy will I be able to cover my van?
      Unfortunately your van will not be covered under a tradesman insurance policy. Instead you will have to purchase a van insurance policy in addition to your tradesman insurance. Any vehicle you drive on the public roads will require a basic form of vehicle insurance.
    • Will my tools be covered in my van overnight?
      Your tools may be covered if your van is kept in a locked building or in a compound overnight. For full policy details you will need to refer to your tradesman insurance policy documents. You can also directly contact your insurer via telephone or email in order to find out whether the specific location where you keep your van overnight is okay.
    • How many trades can I have on the same policy?
      If you want to have a multitude of trades on the same tradesman insurance policy, then you may be able to find out the exact details by referring to your policy documents as it may say in there. If you cannot find this in your policy details, then you will need to contact the insurance provider to discuss your options with them. You can contact them via telephone or via email.
    • Is there a maximum number of people I can cover for clerical work?
      It will be possible to cover up to and including ten people with most tradesman insurance policies. If you are unsure, however, then you may be able to look this up in your policy documents. It may also be worth contacting your insurer, especially if you have more than ten people that need to be covered.
    • Is there a maximum number of people I can cover for manual work?
      Some tradesman insurance providers will cover you for up to a maximum of ten people for manual work. Others may not have a maximum number. If you wish to cover more than ten people, then you should contact your insurance provider in order to enquire if this is possible. It may be that the higher the amount of people you cover, the higher the quote you will receive.