Road Risk Cover
Another option is road risk, which protects against accidents to not just your own private vehicle or those owned by your business, which might include a tow truck for mechanics, but also any vehicle that belongs to your customers. A combination of this feature, alongside public liability cover, can provide widespread coverage for all possible insurance events.
Premises cover is a very useful feature of car mechanic insurance. Garages of all sizes are often full of expensive specialist tools and equipment which can be a target for thieves, not to mention expensive to replace. Opting for premises cover with added contents cover will mean you can get back to work as quickly as possible after theft, damage or vandalism to your premises.