QuoteSearcher have partnered with Towergate Insurance to offer you a great deal on your Boat Insurance.
Towergate work with some of the UK’s leading Insurers – such as Axa, RSA and Aviva.
We have negotiated a specific deal for all QuoteSearcher customers – you get an additional 10% when you call 0844 8921 508. State QuoteSearcher and get the best deal. (The 10% discount is limited to premiums over £150 and cannot be used with any other offers).
Alternatively call now on 0844 8921 508 for an immediate quote and cover.
Yes, with some boat insurance brokers you will be. You may have to select it as an additional option however when applying for your boat insurance quote. If you already have an existing boat insurance policy, then it will be a good idea to contact your boat insurance provider in order to check whether you are indeed covered to race or not.
Yes, anyone with a financial interest in the boat can be insured under the same boat insurance policy. If you wish to add someone else on to an already existing policy, then you can contact your insurance provider and they will be able to assist you.
The case for most boat insurance brokers is that anyone with a financial interest can be insured under the same policy. If someone is uninsured, and has an accident whilst in control of the boat, then your insurance provider may refuse to pay out.
The premium of your boat insurance policy will largely depend on the size of the boat, the age of it, the condition it is in, and your boating experience amongst other factors. There is no specific price to insure your boat for. Once the insurance companies have evaluated all the information you have provided, you will be offered a quote.
In addition to discounts that can be earned as a result of a boating course, some insurance companies will offer discounts for recognised marine qualifications. You can also earn a no claims bonus of up to 30% with many boat insurers.
The hull, machinery, gear and equipment will all be covered. Additions such as a dinghy, outboard motor, trailer etc. may need to be specified on the policy. Boat insurance quotes can also include accidental damage, theft and physical loss to your vessel. Personal accident cover may also be available.
Most insurance companies will require you to obtain a separate policy for personal watercraft and jet-skies. The majority of boat insurance companies do provide coverage for dinghies, but this is something you will have to check.
Most boat insurance providers will cover you for: Inland non-tidal waters; Inland non tidal waters plus 30 days coastal use; Inland and coastal waters of the UK, Eire, Channel Islands, parts of Europe, most Mediterranean waters, and other regions that will also be specified. For specific details you may want to contact your boat insurance provider before you set out aboard your boat.
Most navigation guidelines will be stated in your boat insurance policy. It will be important to be aware of the exact parameters and limits. If you are unsure about any of the information you have been provided with, then feel free to contact your insurance provider in order to enquire.
The majority of boat insurance companies will offer you discounts if you have successfully completed an approved safe boating course. These boating courses would also be beneficial to your own safety whilst aboard your boat.
Some boat insurance providers will charge you for making amendments. Before you choose to amend your policy, make sure you are certain, and consider the cost. Get in touch with your insurer in order to find out whether you will be charged for any amendments.
Generally, it is not possible to insure more than one boat on each policy. This is because most boat insurers will provide you with a bespoke insurance policy, as opposed to a policy that can cover a wide range of different crafts. For example, it would be impossible to insure a large yacht and a sailing boat under the same policy.
Unfortunately boat insurance policies are not transferable from one owner to the next as the details will then be incorrect. If you are selling your boat, you will need to cancel your policy. To do this you will need to get in touch with your boat insurance provider via email or telephone.