The QuoteSearcher Benefit for American Car Insurance
Finding specialist insurance providers can often be a difficult journey through endless paperwork, with rival companies promising the world. At Quote Searcher, we remove this difficulty by connecting you directly with specialist brokers who compete to give you the most competitive price for your insurance.
QuoteSearcher is free to use, and strong relationships with our brokers leads to longevity, ensuring they are happy to continue offering the best and most competitive quotes for your specialist needs.
Spending hours searching is annoying and time consuming, which is why the legwork is completed by us and our brokers. They compete for your business, nurturing your needs beyond their own.
American Car Insurance Policy Features
Agreed Value Cover
Pays out a set amount agreed between you and your insurer. Find out more about Agreed Value Cover.
Roadside assistance to get your car running or to the nearest garage. Find out more about Breakdown Cover for American cars.
Business cover if your car is hired out for events ie. weddings. Find out more about Hire Cover for imported American cars.
Modified Car Cover
Additional cover for any vehicle modifications to the factory specifications. Find out more about Modified Car Cover.
Laid Up Cover
Protection even when your vehicle off the road, or in your workshop. Find out more about Laid Up Cover.
Cover for your prized collection in one policy
Limited Mileage Discount – lower premium if mileage is kept below agreed minimum
Car Club Discount – Membership provides access to useful information and resources
Track Day Cover – Special cover for days spent at certified race circuits
UK & EU Breakdown Cover – Roadside assistance both in the UK and EU countries
Salvage Retention Rights – Rights to buy back your salvage in the event of a total loss
Frequently Asked Questions About American Car Insurance
Each country has their own style when it comes to vehicles, which means that you need an insurance policy that covers the little quirks that comes with an American vehicle. Even though you could look for an insurance policy that covers cars in general, having one that has been specifically designed for American cars will give you the peace of mind that your vehicle has tailor-made protection.
We work with a wide range of insurance partners, many of which can provide quotes for your American car insurance. Whether you have a classic or a modern American car our partners will do their best to provide you with the most comprehensive policy available. Our online quote form lets provide the make and model of your American car, as well as whether you will be using it as your primary or secondary vehicle.
Each country differs when it comes to their safety and emission legislation, which means that when importing a vehicle you will need to ensure that it adheres UK standards. You will also need to ensure that your vehicle is registered with the DVLA, and that you pay any taxes associated with the import to the UK. Once your vehicle has been registered and taxed, you will then be able to apply for American car insurance. If you have purchased a classic American car you may be able to apply for certain exemptions.
If you wish to amend your car insurance policy, you should contact your insurer by telephone or by email. They will then deal with your request appropriately. Most insurance providers will allow you to amend your policy at any stage.
If your car is garaged, alarmed and immobilised it will likely result in you being offered a discounted premium for your car insurance quote. However, to receive a quote you will not necessarily need to have any of the above.
Yes, if you pay online via a credit or debit card, or set up a direct debit, you will be covered immediately by your car insurance policy. Shortly after, you will then receive your policy documents. If you are any doubt however, then contact your insurance provider in order to find out.
You should inform the police immediately and then notify your car insurance company. Most insurers wait between 4-6 weeks for the vehicle to be recovered prior to paying a theft claim so be prepared to wait a while in case your car is recovered.
Modified cars are certainly more difficult to source car insurance quotes for. Most insurers prefer to cover vehicles by volume and are therefore not keen to manually scrutinize risks on an individual basis, this restricts the available insurer markets. Modified cars are also likely to have higher premiums as they will carry more risks.
It is a illegal to not insure your car. If you are found to be breaking the law by not having car insurance, you could be heavily fined and even sent to prison. You could also be disqualified from driving.
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