When it comes to taxi insurance you need to make sure you have the right type of cover for your usage without breaking the bank. For example, if you own a fleet of taxis then taxi fleet insurance could save you more money than insuring each taxi individually, meanwhile if you have a private hire taxi it would be a waste of time applying for black cab insurance. Much like car insurance, your insurance quote will depend on the make and model of your vehicle, as well as if you have been involved in any previous accidents. However, there are deals available and with your details we can quickly and easily compare taxi insurance policies for you!
Whether you own a private hire taxi or a black cab you will find that you are constantly on the move and not all passengers will be as respectful to your vehicle as others. This is why taxi insurance is so important, as it means that any damages caused to your taxi will not have to be paid for out of your own pocket, and your vehicle will last longer and be safer to drive. Even if you are driving a taxi for a week you will need to invest in short term taxi insurance otherwise you will be on the road illegally, which could lead to your vehicle being impounded or even losing your licence.
As a taxi driver you are expected to keep your vehicle well maintained at all times in order to ensure the safety of your passengers but also to keep your vehicle running for as long as possible. Furthermore, if you are caught with an unsafe taxi you could be fined, have your vehicle taken off the road or even lose your licence. Keeping your taxi in good repair is therefore essential, and can even lead to cheaper taxi insurance quotes as it means you are less likely to claim for faults!