WHERE INSURERS COMPETE AND YOU WIN


Archive for the ‘Insurance’ Category

Taxi’s of Tomorrow

Monday, July 19th, 2010

Have you been tempted to invest in a new taxi recently? It might not be a bad time to consider upgrading, as new alternatives to the traditional cab are now being mooted.  The Taxi and Limousine Commissions (TLC) have just recently revealed their idea of brand new an electronic taxi called the UniCab.

These electric powered taxis will be more energy efficient, plus, with oil being a fossil fuel and running out rapidly, it could turn out to be a very smart idea.  If you are a taxi driver and are out on the road all day driving your customers around, you’ll probably have opportunities to stop in between journeys, and re-charge just like you would at any petrol station.

The new UniCab has enough room for up to seven passengers, including space for their luggage, plus a ramp and space for wheelchair users.  It also has LED screens on the outside of the taxi, to show how many people are riding and where it is going.

This really is the taxi of the future; it also meets the highest safety standards.  Whilst releasing lower emissions and giving an improved fuel economy, these will reduce the taxi’s environmental footprint.  This does genuinely seem an all round better way to travel; not just more comfortable for your journey but potentially better for the economy & environment too.

If they are a success, they will likely take over the standard taxis, especially if the government was to regulate against older fossil fuel based taxis, a situation not entirely unrealistic, should viable alternatives exist.

We imagine these new models, along with most other hi tech vehicles, to be somewhat expensive in the near future, so you’d best be prepared to shop around if you want affordable taxi insurance on these types of vehicles!

Contents and personal possessions insurance for students.

Friday, May 8th, 2009

For many students the idea of moving away from the family home and finally cutting the apron strings and standing on your own two feet to study is an exciting prospect. But with this comes a new form of responsibility.

Ensuring that your personal belongings are adequately insured may not be the first thing that springs to mind when embarking on such an adventure – but it is an important thing to consider.

Students insurance is a type of insurance policy that protects your belongings whilst studying away from the family home, either on or off campus. Don’t be fooled to think that whilst living in student halls the University will have a policy to cover your stuff – it won’t – You’ll need to do this yourself!

Insuring your belongings will protect you against theft and accidental damage to your property whilst in student accommodation and will even provide cover if you’re away from the residence in between terms.

-  Make sure you know what is covered
-  Ensure you have the right policy that covers

i) All your electronic games and or gaming equipment
ii) Jewellery
iii) Personal Documents
iv) Money
v) Laptops / PC
vi) Mobile phones

Students living in student accommodation are prime targets for thieves. Thieves know that the majority of goods owned by students are often portable and transportable – ideal for thieves SWAG bags.

Society’s younger generation are nowadays bejewelled with a host of valuable equipment,  such as laptops,  mobile phones,  MP3.

Most policies will also cover you for theft of cash from your premises – Policies will have a maximum cash value you can claim for.

Policies cover loss of personal documents – Passports and drivers licences can be costly to replace if stolen, most policies will cover the cost of replacing these items.

Students can find an insurance policy that will cover them from all the above with Quotesearcher simply by visiting the following page.

Click here for a Quotesearcher Home insurance quote online.

You Can Run But You Cannot Hide!

Monday, March 16th, 2009

I don’t think there is an industry that hasn’t been affected by the credit crunch – And that includes insurance.

Most people think that insurance is pretty much recession proof, as lets face it – its just one of those things the majority of people daren’t be without.

But even insurance companies are feeling the squeeze as they are having to hire extra staff and install expensive technology to try and combat the growing number of fraudulent claims being made due to the economic downturn.

One major insurer claims a whopping 46% increase in fraud over the last six months which is estimated to cost the industry a whopping £1.75 billion a year.

Many insurers have already forked out on telephone system lie detectors – where customers calling to report claims have their voices monitored by the super high tech software which then indicates if they are giving false information.

The software is able to detect the changes in a customers voice caused by increased levels of stress – hesitation and repetition have been identified as tell tale signs of someone who is not telling the truth.

Be afraid, be very afraid!!